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Comparison of Deposit Account from Bank of Lexington, Inc. with 0.10% - August 2025


Long-Term Analysis of Luana Savings Bank with 3.94% APY and Luana Savings Bank with 2.48% APY and First Financial Bank with 0.10% APY and First Financial Bank with 0.30% APY and Bank of Lexington, Inc. with 0.20% APY and Bank of Lexington, Inc. with 0.10% APY and Homeland Federal Savings Bank with 0.71% APY and First Financial Bank with 5.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Luana Savings Bank
    3.94%
    -
    $50,000
    12 Month
    Bank
    7.14x (National Avg. - 0.55%)
    $2,000
     
    SCENARIO
    Year Rate
    3.94%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,970 1,379
    2 51,970 2,048 1,433
    3 54,018 2,128 1,490
    4 56,146 2,212 1,549
    5 58,358 2,299 1,610
    6 60,657 2,390 1,673
    7 63,047 2,484 1,739
    8 65,531 2,582 1,807
    9 68,113 2,684 1,879
    10 70,797 2,789 1,953
    11 73,586 2,899 2,030
    12 76,486 3,014 2,109
    13 79,499 3,132 2,193
    14 82,631 3,256 2,279
    15 85,887 3,384 2,369
    16 89,271 3,517 2,462
    17 92,788 3,656 2,559
    18 96,444 3,800 2,660
    19 100,244 3,950 2,765
    20 104,194 4,105 2,874
    TOTAL $58,299 $40,809
  • 2
    LOCAL MONEY MARKET
    Luana Savings Bank
    2.48%
    -
    $50,000
    N.A.
    Bank
    4.49x (National Avg. - 0.55%)
    $0
     
    SCENARIO
    Year Rate
    2.48%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,240 868
    2 51,240 1,271 890
    3 52,511 1,302 912
    4 53,813 1,335 934
    5 55,148 1,368 957
    6 56,515 1,402 981
    7 57,917 1,436 1,005
    8 59,353 1,472 1,030
    9 60,825 1,508 1,056
    10 62,334 1,546 1,082
    11 63,879 1,584 1,109
    12 65,464 1,623 1,136
    13 67,087 1,664 1,165
    14 68,751 1,705 1,194
    15 70,456 1,747 1,223
    16 72,203 1,791 1,253
    17 73,994 1,835 1,285
    18 75,829 1,881 1,316
    19 77,709 1,927 1,349
    20 79,637 1,975 1,382
    TOTAL $31,612 $22,128
  • 3
    LOCAL CD
    First Financial Bank
    0.10%
    -
    $50,000
    18 Month
    Bank
    0.17x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 4
    LOCAL CD
    First Financial Bank
    0.30%
    -
    $50,000
    48 Month
    Bank
    0.37x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 5
    LOCAL CD
    Bank of Lexington, Inc.
    0.20%
    -
    $50,000
    12 Month
    Bank
    0.36x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 6
    LOCAL CD
    Bank of Lexington, Inc.
    0.10%
    -
    $50,000
    6 Month
    Bank
    0.24x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 7
    LOCAL CD
    Homeland Federal Savings Bank
    0.71%
    -
    $50,000
    60 Month
    Bank
    0.77x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.71%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 355 249
    2 50,355 358 250
    3 50,713 360 252
    4 51,073 363 254
    5 51,435 365 256
    6 51,800 368 257
    7 52,168 370 259
    8 52,539 373 261
    9 52,912 376 263
    10 53,287 378 265
    11 53,666 381 267
    12 54,047 384 269
    13 54,430 386 271
    14 54,817 389 272
    15 55,206 392 274
    16 55,598 395 276
    17 55,993 398 278
    18 56,390 400 280
    19 56,791 403 282
    20 57,194 406 284
    TOTAL $7,600 $5,320
  • 8
    LOCAL CD
    First Financial Bank
    5.15%
    -
    $50,000
    15 Month
    Bank
    N.A.
    $5,000
     
    SCENARIO
    Year Rate
    5.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,575 1,803
    2 52,575 2,708 1,895
    3 55,283 2,847 1,993
    4 58,130 2,994 2,096
    5 61,123 3,148 2,203
    6 64,271 3,310 2,317
    7 67,581 3,480 2,436
    8 71,062 3,660 2,562
    9 74,721 3,848 2,694
    10 78,569 4,046 2,832
    11 82,616 4,255 2,978
    12 86,870 4,474 3,132
    13 91,344 4,704 3,293
    14 96,049 4,946 3,463
    15 100,995 5,201 3,641
    16 106,196 5,469 3,828
    17 111,665 5,751 4,026
    18 117,416 6,047 4,233
    19 123,463 6,358 4,451
    20 129,821 6,686 4,680
    TOTAL $86,507 $60,555

    All calculations are for demonstration purposes only.

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