This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.33% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 665 | 466 |
| 2 | 50,665 | 674 | 472 |
| 3 | 51,339 | 683 | 478 |
| 4 | 52,022 | 692 | 484 |
| 5 | 52,714 | 701 | 491 |
| 6 | 53,415 | 710 | 497 |
| 7 | 54,125 | 720 | 504 |
| 8 | 54,845 | 729 | 511 |
| 9 | 55,574 | 739 | 517 |
| 10 | 56,313 | 749 | 524 |
| 11 | 57,062 | 759 | 531 |
| 12 | 57,821 | 769 | 538 |
| 13 | 58,590 | 779 | 545 |
| 14 | 59,370 | 790 | 553 |
| 15 | 60,159 | 800 | 560 |
| 16 | 60,959 | 811 | 568 |
| 17 | 61,770 | 822 | 575 |
| 18 | 62,592 | 832 | 583 |
| 19 | 63,424 | 844 | 590 |
| 20 | 64,268 | 855 | 598 |
| TOTAL | $15,122 | $10,586 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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