This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.56% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 281 | 197 |
| 2 | 50,281 | 283 | 198 |
| 3 | 50,564 | 284 | 199 |
| 4 | 50,848 | 286 | 200 |
| 5 | 51,134 | 287 | 201 |
| 6 | 51,421 | 289 | 202 |
| 7 | 51,710 | 291 | 203 |
| 8 | 52,000 | 292 | 205 |
| 9 | 52,293 | 294 | 206 |
| 10 | 52,587 | 296 | 207 |
| 11 | 52,882 | 297 | 208 |
| 12 | 53,179 | 299 | 209 |
| 13 | 53,478 | 301 | 210 |
| 14 | 53,779 | 302 | 212 |
| 15 | 54,081 | 304 | 213 |
| 16 | 54,385 | 306 | 214 |
| 17 | 54,691 | 307 | 215 |
| 18 | 54,998 | 309 | 216 |
| 19 | 55,307 | 311 | 218 |
| 20 | 55,618 | 313 | 219 |
| TOTAL | $5,930 | $4,151 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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