Compare Savings vs. CDs
Comparison of Deposit Account from Bank of Prairie Village with 0.56% - December 2025


Long-Term Analysis of Bank of Prairie Village with 0.56% APY and Citizens Bank & Trust with 0.70% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.56%
    -
    $50,000
    60 Month
    Bank
    0.61x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.56%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 281 197
    2 50,281 283 198
    3 50,564 284 199
    4 50,848 286 200
    5 51,134 287 201
    6 51,421 289 202
    7 51,710 291 203
    8 52,000 292 205
    9 52,293 294 206
    10 52,587 296 207
    11 52,882 297 208
    12 53,179 299 209
    13 53,478 301 210
    14 53,779 302 212
    15 54,081 304 213
    16 54,385 306 214
    17 54,691 307 215
    18 54,998 309 216
    19 55,307 311 218
    20 55,618 313 219
    TOTAL $5,930 $4,151
  • 2
    LOCAL CD
    0.70%
    -
    $50,000
    36 Month
    Bank
    0.93x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.