This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.93% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,465 | 1,026 |
| 2 | 51,465 | 1,508 | 1,056 |
| 3 | 52,973 | 1,552 | 1,086 |
| 4 | 54,525 | 1,598 | 1,118 |
| 5 | 56,123 | 1,644 | 1,151 |
| 6 | 57,767 | 1,693 | 1,185 |
| 7 | 59,460 | 1,742 | 1,220 |
| 8 | 61,202 | 1,793 | 1,255 |
| 9 | 62,995 | 1,846 | 1,292 |
| 10 | 64,841 | 1,900 | 1,330 |
| 11 | 66,741 | 1,955 | 1,369 |
| 12 | 68,696 | 2,013 | 1,409 |
| 13 | 70,709 | 2,072 | 1,450 |
| 14 | 72,781 | 2,132 | 1,493 |
| 15 | 74,913 | 2,195 | 1,536 |
| 16 | 77,108 | 2,259 | 1,581 |
| 17 | 79,367 | 2,325 | 1,628 |
| 18 | 81,693 | 2,394 | 1,676 |
| 19 | 84,086 | 2,464 | 1,725 |
| 20 | 86,550 | 2,536 | 1,775 |
| TOTAL | $39,086 | $27,360 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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4.10% |
$500 |
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Last change: ↓0.10% on September 17. |
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4.10% |
$1,500 |
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Last change: ↓0.05% on December 8. |
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