Compare Savings vs. CDs
Comparison of Deposit Account from Bank of the West with 0.08%
- October 2026
Long-Term Analysis of Bank of the West with 0.08% APY and NAVY FEDERAL CREDIT UNION with 4.10% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.08%-$50,000N.A.BankN.A.$25,000SCENARIO
Year Rate
0.08%Annual
InterestAnnual Interest
(After Tax)1 50,000 40 28 2 50,040 40 28 3 50,080 40 28 4 50,120 40 28 5 50,160 40 28 6 50,200 40 28 7 50,240 40 28 8 50,281 40 28 9 50,321 40 28 10 50,361 40 28 11 50,401 40 28 12 50,442 40 28 13 50,482 40 28 14 50,523 40 28 15 50,563 40 28 16 50,603 40 28 17 50,644 41 28 18 50,684 41 28 19 50,725 41 28 20 50,765 41 28 TOTAL $806 $564 - 2LOCAL CD4.10%-$50,00018 MonthCredit Union7.07x (National Avg. - 0.58%)$1,000SCENARIO
Year Rate
4.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,050 1,435 2 52,050 2,134 1,494 3 54,184 2,222 1,555 4 56,406 2,313 1,619 5 58,718 2,407 1,685 6 61,126 2,506 1,754 7 63,632 2,609 1,826 8 66,241 2,716 1,901 9 68,957 2,827 1,979 10 71,784 2,943 2,060 11 74,727 3,064 2,145 12 77,791 3,189 2,233 13 80,980 3,320 2,324 14 84,300 3,456 2,419 15 87,757 3,598 2,519 16 91,355 3,746 2,622 17 95,100 3,899 2,729 18 98,999 4,059 2,841 19 103,058 4,225 2,958 20 107,284 4,399 3,079 TOTAL $61,682 $43,178
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.95% |
$10,000 |
Learn More | |
|
Last change: ↑0.45% on October 1. |
||||
|
|
4.85% |
$10,000 |
Learn More | |
|
Last change: ↑0.35% on October 1. |
||||
|
|
4.80% |
$10,000 |
Learn More | |
|
Last change: ↑0.30% on October 1. |
||||
|
|
4.75% |
$0 |
Learn More | |
|
Last change: ↑0.35% on October 7. |
||||
