This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
| Year | Rate 1.18% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 590 | 413 |
| 2 | 50,590 | 597 | 418 |
| 3 | 51,187 | 604 | 423 |
| 4 | 51,791 | 611 | 428 |
| 5 | 52,402 | 618 | 433 |
| 6 | 53,020 | 626 | 438 |
| 7 | 53,646 | 633 | 443 |
| 8 | 54,279 | 640 | 448 |
| 9 | 54,920 | 648 | 454 |
| 10 | 55,568 | 656 | 459 |
| 11 | 56,223 | 663 | 464 |
| 12 | 56,887 | 671 | 470 |
| 13 | 57,558 | 679 | 475 |
| 14 | 58,237 | 687 | 481 |
| 15 | 58,924 | 695 | 487 |
| 16 | 59,620 | 704 | 492 |
| 17 | 60,323 | 712 | 498 |
| 18 | 61,035 | 720 | 504 |
| 19 | 61,755 | 729 | 510 |
| 20 | 62,484 | 737 | 516 |
| TOTAL | $13,221 | $9,255 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% |
$1,000 |
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Last change: ↑2.35% on September 16. |
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|
|
4.34% |
$500 |
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Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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|
|
4.30% |
$50,000 |
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Last change: ↓0.15% on September 23. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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