This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.39% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 195 | 137 |
| 2 | 50,195 | 196 | 137 |
| 3 | 50,391 | 197 | 138 |
| 4 | 50,587 | 197 | 138 |
| 5 | 50,785 | 198 | 139 |
| 6 | 50,983 | 199 | 139 |
| 7 | 51,181 | 200 | 140 |
| 8 | 51,381 | 200 | 140 |
| 9 | 51,581 | 201 | 141 |
| 10 | 51,783 | 202 | 141 |
| 11 | 51,985 | 203 | 142 |
| 12 | 52,187 | 204 | 142 |
| 13 | 52,391 | 204 | 143 |
| 14 | 52,595 | 205 | 144 |
| 15 | 52,800 | 206 | 144 |
| 16 | 53,006 | 207 | 145 |
| 17 | 53,213 | 208 | 145 |
| 18 | 53,420 | 208 | 146 |
| 19 | 53,629 | 209 | 146 |
| 20 | 53,838 | 210 | 147 |
| TOTAL | $4,048 | $2,834 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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