Compare Savings vs. CDs
Comparison of Deposit Account from Bath State Bank with 0.47%
- September 2026
Long-Term Analysis of Bath State Bank with 0.47% APY and Bath State Bank with 0.71% APY and MID AMERICAN with 0.55% APY and Security Bank Minnesota with 0.60% APY and LAUNCH CREDIT UNION with 3.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.47%-$50,00018 MonthBank0.81x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.47%Annual
InterestAnnual Interest
(After Tax)1 50,000 235 165 2 50,235 236 165 3 50,471 237 166 4 50,708 238 167 5 50,947 239 168 6 51,186 241 168 7 51,427 242 169 8 51,668 243 170 9 51,911 244 171 10 52,155 245 172 11 52,400 246 172 12 52,647 247 173 13 52,894 249 174 14 53,143 250 175 15 53,392 251 176 16 53,643 252 176 17 53,895 253 177 18 54,149 254 178 19 54,403 256 179 20 54,659 257 180 TOTAL $4,916 $3,441 - 2LOCAL CD0.71%-$50,00036 MonthBank0.94x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.71%Annual
InterestAnnual Interest
(After Tax)1 50,000 355 249 2 50,355 358 250 3 50,713 360 252 4 51,073 363 254 5 51,435 365 256 6 51,800 368 257 7 52,168 370 259 8 52,539 373 261 9 52,912 376 263 10 53,287 378 265 11 53,666 381 267 12 54,047 384 269 13 54,430 386 271 14 54,817 389 272 15 55,206 392 274 16 55,598 395 276 17 55,993 398 278 18 56,390 400 280 19 56,791 403 282 20 57,194 406 284 TOTAL $7,600 $5,320 - 3LOCAL CD0.55%-$50,00018 MonthCredit Union0.95x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058 - 4LOCAL CD0.60%-$50,00024 MonthBank0.90x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 300 210 2 50,300 302 211 3 50,602 304 213 4 50,905 305 214 5 51,211 307 215 6 51,518 309 216 7 51,827 311 218 8 52,138 313 219 9 52,451 315 220 10 52,766 317 222 11 53,082 318 223 12 53,401 320 224 13 53,721 322 226 14 54,044 324 227 15 54,368 326 228 16 54,694 328 230 17 55,022 330 231 18 55,352 332 232 19 55,684 334 234 20 56,019 336 235 TOTAL $6,355 $4,448 - 5LOCAL CD3.00%-$50,00026 MonthCredit UnionN.A.$1,000SCENARIO
Year Rate
3.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,500 1,050 2 51,500 1,545 1,082 3 53,045 1,591 1,114 4 54,636 1,639 1,147 5 56,275 1,688 1,182 6 57,964 1,739 1,217 7 59,703 1,791 1,254 8 61,494 1,845 1,291 9 63,339 1,900 1,330 10 65,239 1,957 1,370 11 67,196 2,016 1,411 12 69,212 2,076 1,453 13 71,288 2,139 1,497 14 73,427 2,203 1,542 15 75,629 2,269 1,588 16 77,898 2,337 1,636 17 80,235 2,407 1,685 18 82,642 2,479 1,735 19 85,122 2,554 1,788 20 87,675 2,630 1,841 TOTAL $40,306 $28,214
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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