This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 110 | 77 |
| 2 | 50,110 | 110 | 77 |
| 3 | 50,220 | 110 | 77 |
| 4 | 50,331 | 111 | 78 |
| 5 | 50,441 | 111 | 78 |
| 6 | 50,552 | 111 | 78 |
| 7 | 50,664 | 111 | 78 |
| 8 | 50,775 | 112 | 78 |
| 9 | 50,887 | 112 | 78 |
| 10 | 50,999 | 112 | 79 |
| 11 | 51,111 | 112 | 79 |
| 12 | 51,223 | 113 | 79 |
| 13 | 51,336 | 113 | 79 |
| 14 | 51,449 | 113 | 79 |
| 15 | 51,562 | 113 | 79 |
| 16 | 51,676 | 114 | 80 |
| 17 | 51,789 | 114 | 80 |
| 18 | 51,903 | 114 | 80 |
| 19 | 52,017 | 114 | 80 |
| 20 | 52,132 | 115 | 80 |
| TOTAL | $2,247 | $1,573 |
| Year | Rate 0.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 20 | 14 |
| 2 | 50,020 | 20 | 14 |
| 3 | 50,040 | 20 | 14 |
| 4 | 50,060 | 20 | 14 |
| 5 | 50,080 | 20 | 14 |
| 6 | 50,100 | 20 | 14 |
| 7 | 50,120 | 20 | 14 |
| 8 | 50,140 | 20 | 14 |
| 9 | 50,160 | 20 | 14 |
| 10 | 50,180 | 20 | 14 |
| 11 | 50,200 | 20 | 14 |
| 12 | 50,220 | 20 | 14 |
| 13 | 50,241 | 20 | 14 |
| 14 | 50,261 | 20 | 14 |
| 15 | 50,281 | 20 | 14 |
| 16 | 50,301 | 20 | 14 |
| 17 | 50,321 | 20 | 14 |
| 18 | 50,341 | 20 | 14 |
| 19 | 50,361 | 20 | 14 |
| 20 | 50,381 | 20 | 14 |
| TOTAL | $402 | $281 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |