This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,680 | 1,876 |
| 2 | 52,680 | 2,824 | 1,977 |
| 3 | 55,504 | 2,975 | 2,082 |
| 4 | 58,479 | 3,134 | 2,194 |
| 5 | 61,613 | 3,302 | 2,312 |
| 6 | 64,916 | 3,479 | 2,436 |
| 7 | 68,395 | 3,666 | 2,566 |
| 8 | 72,061 | 3,862 | 2,704 |
| 9 | 75,923 | 4,069 | 2,849 |
| 10 | 79,993 | 4,288 | 3,001 |
| 11 | 84,281 | 4,517 | 3,162 |
| 12 | 88,798 | 4,760 | 3,332 |
| 13 | 93,558 | 5,015 | 3,510 |
| 14 | 98,572 | 5,283 | 3,698 |
| 15 | 103,856 | 5,567 | 3,897 |
| 16 | 109,422 | 5,865 | 4,106 |
| 17 | 115,287 | 6,179 | 4,326 |
| 18 | 121,467 | 6,511 | 4,557 |
| 19 | 127,978 | 6,860 | 4,802 |
| 20 | 134,837 | 7,227 | 5,059 |
| TOTAL | $92,064 | $64,445 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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