This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.77% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,885 | 1,320 |
| 2 | 51,885 | 1,956 | 1,369 |
| 3 | 53,841 | 2,030 | 1,421 |
| 4 | 55,871 | 2,106 | 1,474 |
| 5 | 57,977 | 2,186 | 1,530 |
| 6 | 60,163 | 2,268 | 1,588 |
| 7 | 62,431 | 2,354 | 1,648 |
| 8 | 64,785 | 2,442 | 1,710 |
| 9 | 67,227 | 2,534 | 1,774 |
| 10 | 69,762 | 2,630 | 1,841 |
| 11 | 72,392 | 2,729 | 1,910 |
| 12 | 75,121 | 2,832 | 1,982 |
| 13 | 77,953 | 2,939 | 2,057 |
| 14 | 80,892 | 3,050 | 2,135 |
| 15 | 83,941 | 3,165 | 2,215 |
| 16 | 87,106 | 3,284 | 2,299 |
| 17 | 90,390 | 3,408 | 2,385 |
| 18 | 93,797 | 3,536 | 2,475 |
| 19 | 97,334 | 3,669 | 2,569 |
| 20 | 101,003 | 3,808 | 2,665 |
| TOTAL | $54,811 | $38,368 |
| Year | Rate 3.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,900 | 1,330 |
| 2 | 51,900 | 1,972 | 1,381 |
| 3 | 53,872 | 2,047 | 1,433 |
| 4 | 55,919 | 2,125 | 1,487 |
| 5 | 58,044 | 2,206 | 1,544 |
| 6 | 60,250 | 2,289 | 1,603 |
| 7 | 62,539 | 2,376 | 1,664 |
| 8 | 64,916 | 2,467 | 1,727 |
| 9 | 67,383 | 2,561 | 1,792 |
| 10 | 69,943 | 2,658 | 1,860 |
| 11 | 72,601 | 2,759 | 1,931 |
| 12 | 75,360 | 2,864 | 2,005 |
| 13 | 78,224 | 2,972 | 2,081 |
| 14 | 81,196 | 3,085 | 2,160 |
| 15 | 84,282 | 3,203 | 2,242 |
| 16 | 87,484 | 3,324 | 2,327 |
| 17 | 90,809 | 3,451 | 2,416 |
| 18 | 94,259 | 3,582 | 2,507 |
| 19 | 97,841 | 3,718 | 2,603 |
| 20 | 101,559 | 3,859 | 2,701 |
| TOTAL | $55,419 | $38,793 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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