This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,775 | 1,243 |
| 2 | 51,775 | 1,838 | 1,287 |
| 3 | 53,613 | 1,903 | 1,332 |
| 4 | 55,516 | 1,971 | 1,380 |
| 5 | 57,487 | 2,041 | 1,429 |
| 6 | 59,528 | 2,113 | 1,479 |
| 7 | 61,641 | 2,188 | 1,532 |
| 8 | 63,829 | 2,266 | 1,586 |
| 9 | 66,095 | 2,346 | 1,642 |
| 10 | 68,442 | 2,430 | 1,701 |
| 11 | 70,871 | 2,516 | 1,761 |
| 12 | 73,387 | 2,605 | 1,824 |
| 13 | 75,993 | 2,698 | 1,888 |
| 14 | 78,690 | 2,794 | 1,955 |
| 15 | 81,484 | 2,893 | 2,025 |
| 16 | 84,377 | 2,995 | 2,097 |
| 17 | 87,372 | 3,102 | 2,171 |
| 18 | 90,474 | 3,212 | 2,248 |
| 19 | 93,685 | 3,326 | 2,328 |
| 20 | 97,011 | 3,444 | 2,411 |
| TOTAL | $50,455 | $35,319 |
| Year | Rate 2.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,125 | 788 |
| 2 | 51,125 | 1,150 | 805 |
| 3 | 52,275 | 1,176 | 823 |
| 4 | 53,452 | 1,203 | 842 |
| 5 | 54,654 | 1,230 | 861 |
| 6 | 55,884 | 1,257 | 880 |
| 7 | 57,141 | 1,286 | 900 |
| 8 | 58,427 | 1,315 | 920 |
| 9 | 59,742 | 1,344 | 941 |
| 10 | 61,086 | 1,374 | 962 |
| 11 | 62,460 | 1,405 | 984 |
| 12 | 63,866 | 1,437 | 1,006 |
| 13 | 65,302 | 1,469 | 1,029 |
| 14 | 66,772 | 1,502 | 1,052 |
| 15 | 68,274 | 1,536 | 1,075 |
| 16 | 69,810 | 1,571 | 1,100 |
| 17 | 71,381 | 1,606 | 1,124 |
| 18 | 72,987 | 1,642 | 1,150 |
| 19 | 74,629 | 1,679 | 1,175 |
| 20 | 76,309 | 1,717 | 1,202 |
| TOTAL | $28,025 | $19,618 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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