This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 600 | 420 |
| 2 | 50,600 | 607 | 425 |
| 3 | 51,207 | 614 | 430 |
| 4 | 51,822 | 622 | 435 |
| 5 | 52,444 | 629 | 441 |
| 6 | 53,073 | 637 | 446 |
| 7 | 53,710 | 645 | 451 |
| 8 | 54,354 | 652 | 457 |
| 9 | 55,007 | 660 | 462 |
| 10 | 55,667 | 668 | 468 |
| 11 | 56,335 | 676 | 473 |
| 12 | 57,011 | 684 | 479 |
| 13 | 57,695 | 692 | 485 |
| 14 | 58,387 | 701 | 490 |
| 15 | 59,088 | 709 | 496 |
| 16 | 59,797 | 718 | 502 |
| 17 | 60,514 | 726 | 508 |
| 18 | 61,240 | 735 | 514 |
| 19 | 61,975 | 744 | 521 |
| 20 | 62,719 | 753 | 527 |
| TOTAL | $13,472 | $9,430 |
| Year | Rate 1.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 730 | 511 |
| 2 | 50,730 | 741 | 518 |
| 3 | 51,471 | 751 | 526 |
| 4 | 52,222 | 762 | 534 |
| 5 | 52,985 | 774 | 542 |
| 6 | 53,758 | 785 | 549 |
| 7 | 54,543 | 796 | 557 |
| 8 | 55,339 | 808 | 566 |
| 9 | 56,147 | 820 | 574 |
| 10 | 56,967 | 832 | 582 |
| 11 | 57,799 | 844 | 591 |
| 12 | 58,643 | 856 | 599 |
| 13 | 59,499 | 869 | 608 |
| 14 | 60,367 | 881 | 617 |
| 15 | 61,249 | 894 | 626 |
| 16 | 62,143 | 907 | 635 |
| 17 | 63,050 | 921 | 644 |
| 18 | 63,971 | 934 | 654 |
| 19 | 64,905 | 948 | 663 |
| 20 | 65,853 | 961 | 673 |
| TOTAL | $16,814 | $11,770 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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