Compare Savings vs. CDs
Comparison of Deposit Account from BLUE with 3.75%
- September 2026
Long-Term Analysis of BLUE with 3.75% APY and ADM with 0.40% APY and FERGUSON with 1.36% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD3.75%-$50,0006 MonthCredit Union9.31x (National Avg. - 0.40%)$1,000SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085 - 2LOCAL CD0.40%-$50,0006 MonthCredit Union0.99x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 3LOCAL CD1.36%-$50,00036 MonthCredit Union1.79x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.36%Annual
InterestAnnual Interest
(After Tax)1 50,000 679 475 2 50,679 688 482 3 51,367 698 488 4 52,065 707 495 5 52,772 717 502 6 53,488 726 508 7 54,215 736 515 8 54,951 746 522 9 55,697 756 529 10 56,454 767 537 11 57,220 777 544 12 57,997 788 551 13 58,785 798 559 14 59,583 809 566 15 60,392 820 574 16 61,213 831 582 17 62,044 843 590 18 62,886 854 598 19 63,740 866 606 20 64,606 877 614 TOTAL $15,483 $10,838
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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