This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,075 | 753 |
| 2 | 51,075 | 1,098 | 769 |
| 3 | 52,173 | 1,122 | 785 |
| 4 | 53,295 | 1,146 | 802 |
| 5 | 54,441 | 1,170 | 819 |
| 6 | 55,611 | 1,196 | 837 |
| 7 | 56,807 | 1,221 | 855 |
| 8 | 58,028 | 1,248 | 873 |
| 9 | 59,276 | 1,274 | 892 |
| 10 | 60,550 | 1,302 | 911 |
| 11 | 61,852 | 1,330 | 931 |
| 12 | 63,182 | 1,358 | 951 |
| 13 | 64,540 | 1,388 | 971 |
| 14 | 65,928 | 1,417 | 992 |
| 15 | 67,345 | 1,448 | 1,014 |
| 16 | 68,793 | 1,479 | 1,035 |
| 17 | 70,272 | 1,511 | 1,058 |
| 18 | 71,783 | 1,543 | 1,080 |
| 19 | 73,326 | 1,577 | 1,104 |
| 20 | 74,903 | 1,610 | 1,127 |
| TOTAL | $26,513 | $18,559 |
| Year | Rate 2.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,125 | 788 |
| 2 | 51,125 | 1,150 | 805 |
| 3 | 52,275 | 1,176 | 823 |
| 4 | 53,452 | 1,203 | 842 |
| 5 | 54,654 | 1,230 | 861 |
| 6 | 55,884 | 1,257 | 880 |
| 7 | 57,141 | 1,286 | 900 |
| 8 | 58,427 | 1,315 | 920 |
| 9 | 59,742 | 1,344 | 941 |
| 10 | 61,086 | 1,374 | 962 |
| 11 | 62,460 | 1,405 | 984 |
| 12 | 63,866 | 1,437 | 1,006 |
| 13 | 65,302 | 1,469 | 1,029 |
| 14 | 66,772 | 1,502 | 1,052 |
| 15 | 68,274 | 1,536 | 1,075 |
| 16 | 69,810 | 1,571 | 1,100 |
| 17 | 71,381 | 1,606 | 1,124 |
| 18 | 72,987 | 1,642 | 1,150 |
| 19 | 74,629 | 1,679 | 1,175 |
| 20 | 76,309 | 1,717 | 1,202 |
| TOTAL | $28,025 | $19,618 |
| Year | Rate 2.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,175 | 823 |
| 2 | 51,175 | 1,203 | 842 |
| 3 | 52,378 | 1,231 | 862 |
| 4 | 53,608 | 1,260 | 882 |
| 5 | 54,868 | 1,289 | 903 |
| 6 | 56,158 | 1,320 | 924 |
| 7 | 57,477 | 1,351 | 946 |
| 8 | 58,828 | 1,382 | 968 |
| 9 | 60,211 | 1,415 | 990 |
| 10 | 61,626 | 1,448 | 1,014 |
| 11 | 63,074 | 1,482 | 1,038 |
| 12 | 64,556 | 1,517 | 1,062 |
| 13 | 66,073 | 1,553 | 1,087 |
| 14 | 67,626 | 1,589 | 1,112 |
| 15 | 69,215 | 1,627 | 1,139 |
| 16 | 70,841 | 1,665 | 1,165 |
| 17 | 72,506 | 1,704 | 1,193 |
| 18 | 74,210 | 1,744 | 1,221 |
| 19 | 75,954 | 1,785 | 1,249 |
| 20 | 77,739 | 1,827 | 1,279 |
| TOTAL | $29,566 | $20,696 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% |
$1,000 |
Learn More | |
|
Last change: ↑2.35% on September 16. |
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|
|
4.34% |
$500 |
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|
Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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|
Last change: ↑0.66% on February 4. |
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|
|
4.30% |
$50,000 |
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|
Last change: ↓0.15% on September 23. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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