This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 85 | 60 |
| 2 | 50,085 | 85 | 60 |
| 3 | 50,170 | 85 | 60 |
| 4 | 50,255 | 85 | 60 |
| 5 | 50,341 | 86 | 60 |
| 6 | 50,426 | 86 | 60 |
| 7 | 50,512 | 86 | 60 |
| 8 | 50,598 | 86 | 60 |
| 9 | 50,684 | 86 | 60 |
| 10 | 50,770 | 86 | 60 |
| 11 | 50,857 | 86 | 61 |
| 12 | 50,943 | 87 | 61 |
| 13 | 51,030 | 87 | 61 |
| 14 | 51,116 | 87 | 61 |
| 15 | 51,203 | 87 | 61 |
| 16 | 51,290 | 87 | 61 |
| 17 | 51,377 | 87 | 61 |
| 18 | 51,465 | 87 | 61 |
| 19 | 51,552 | 88 | 61 |
| 20 | 51,640 | 88 | 61 |
| TOTAL | $1,728 | $1,209 |
| Year | Rate 1.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 655 | 459 |
| 2 | 50,655 | 664 | 465 |
| 3 | 51,319 | 672 | 471 |
| 4 | 51,991 | 681 | 477 |
| 5 | 52,672 | 690 | 483 |
| 6 | 53,362 | 699 | 489 |
| 7 | 54,061 | 708 | 496 |
| 8 | 54,769 | 717 | 502 |
| 9 | 55,487 | 727 | 509 |
| 10 | 56,214 | 736 | 515 |
| 11 | 56,950 | 746 | 522 |
| 12 | 57,696 | 756 | 529 |
| 13 | 58,452 | 766 | 536 |
| 14 | 59,218 | 776 | 543 |
| 15 | 59,993 | 786 | 550 |
| 16 | 60,779 | 796 | 557 |
| 17 | 61,575 | 807 | 565 |
| 18 | 62,382 | 817 | 572 |
| 19 | 63,199 | 828 | 580 |
| 20 | 64,027 | 839 | 587 |
| TOTAL | $14,866 | $10,406 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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