This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 620 | 434 |
| 2 | 50,620 | 628 | 439 |
| 3 | 51,248 | 635 | 445 |
| 4 | 51,883 | 643 | 450 |
| 5 | 52,527 | 651 | 456 |
| 6 | 53,178 | 659 | 462 |
| 7 | 53,837 | 668 | 467 |
| 8 | 54,505 | 676 | 473 |
| 9 | 55,181 | 684 | 479 |
| 10 | 55,865 | 693 | 485 |
| 11 | 56,558 | 701 | 491 |
| 12 | 57,259 | 710 | 497 |
| 13 | 57,969 | 719 | 503 |
| 14 | 58,688 | 728 | 509 |
| 15 | 59,416 | 737 | 516 |
| 16 | 60,152 | 746 | 522 |
| 17 | 60,898 | 755 | 529 |
| 18 | 61,653 | 765 | 535 |
| 19 | 62,418 | 774 | 542 |
| 20 | 63,192 | 784 | 549 |
| TOTAL | $13,975 | $9,783 |
| Year | Rate 0.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 325 | 228 |
| 2 | 50,325 | 327 | 229 |
| 3 | 50,652 | 329 | 230 |
| 4 | 50,981 | 331 | 232 |
| 5 | 51,313 | 334 | 233 |
| 6 | 51,646 | 336 | 235 |
| 7 | 51,982 | 338 | 237 |
| 8 | 52,320 | 340 | 238 |
| 9 | 52,660 | 342 | 240 |
| 10 | 53,002 | 345 | 241 |
| 11 | 53,347 | 347 | 243 |
| 12 | 53,693 | 349 | 244 |
| 13 | 54,042 | 351 | 246 |
| 14 | 54,394 | 354 | 247 |
| 15 | 54,747 | 356 | 249 |
| 16 | 55,103 | 358 | 251 |
| 17 | 55,461 | 360 | 252 |
| 18 | 55,822 | 363 | 254 |
| 19 | 56,185 | 365 | 256 |
| 20 | 56,550 | 368 | 257 |
| TOTAL | $6,917 | $4,842 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
Learn More | |
|
Last change: ↓0.15% on November 26. |
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