Compare Savings vs. CDs
Comparison of Deposit Account from Center Point Bank and Trust Company with 0.89%
- October 2026
Long-Term Analysis of Center Point Bank and Trust Company with 0.89% APY and HEALTH CARE FAMILY with 1.26% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.89%-$50,00048 MonthBank1.08x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
0.89%Annual
InterestAnnual Interest
(After Tax)1 50,000 445 312 2 50,445 449 314 3 50,894 453 317 4 51,347 457 320 5 51,804 461 323 6 52,265 465 326 7 52,730 469 329 8 53,199 473 331 9 53,673 478 334 10 54,151 482 337 11 54,633 486 340 12 55,119 491 343 13 55,609 495 346 14 56,104 499 350 15 56,604 504 353 16 57,107 508 356 17 57,616 513 359 18 58,128 517 362 19 58,646 522 365 20 59,168 527 369 TOTAL $9,694 $6,786 - 2LOCAL CD1.26%-$50,00036 MonthCredit Union1.66x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
1.26%Annual
InterestAnnual Interest
(After Tax)1 50,000 630 441 2 50,630 638 447 3 51,268 646 452 4 51,914 654 458 5 52,568 662 464 6 53,230 671 469 7 53,901 679 475 8 54,580 688 481 9 55,268 696 487 10 55,964 705 494 11 56,669 714 500 12 57,384 723 506 13 58,107 732 512 14 58,839 741 519 15 59,580 751 525 16 60,331 760 532 17 61,091 770 539 18 61,861 779 546 19 62,640 789 552 20 63,429 799 559 TOTAL $14,229 $9,960
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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