This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.72% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,860 | 1,302 |
| 2 | 51,860 | 1,929 | 1,350 |
| 3 | 53,789 | 2,001 | 1,401 |
| 4 | 55,790 | 2,075 | 1,453 |
| 5 | 57,866 | 2,153 | 1,507 |
| 6 | 60,018 | 2,233 | 1,563 |
| 7 | 62,251 | 2,316 | 1,621 |
| 8 | 64,567 | 2,402 | 1,681 |
| 9 | 66,968 | 2,491 | 1,744 |
| 10 | 69,460 | 2,584 | 1,809 |
| 11 | 72,044 | 2,680 | 1,876 |
| 12 | 74,724 | 2,780 | 1,946 |
| 13 | 77,503 | 2,883 | 2,018 |
| 14 | 80,386 | 2,990 | 2,093 |
| 15 | 83,377 | 3,102 | 2,171 |
| 16 | 86,478 | 3,217 | 2,252 |
| 17 | 89,695 | 3,337 | 2,336 |
| 18 | 93,032 | 3,461 | 2,423 |
| 19 | 96,493 | 3,590 | 2,513 |
| 20 | 100,082 | 3,723 | 2,606 |
| TOTAL | $53,805 | $37,664 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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