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Comparison of Deposit Account from Century Bank of Georgia with 0.91% - December 2025

Long-Term Analysis of Century Bank of Georgia with 3.72% APY and Century Bank of Georgia with 1.01% APY and Century Bank of Georgia with 0.91% APY and Century Bank of Georgia with 4.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Century Bank of Georgia

3.72%

$50,000

12 Month

Bank

6.80x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 3.72%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,860	1,302
2	51,860	1,929	1,350
3	53,789	2,001	1,401
4	55,790	2,075	1,453
5	57,866	2,153	1,507
6	60,018	2,233	1,563
7	62,251	2,316	1,621
8	64,567	2,402	1,681
9	66,968	2,491	1,744
10	69,460	2,584	1,809
11	72,044	2,680	1,876
12	74,724	2,780	1,946
13	77,503	2,883	2,018
14	80,386	2,990	2,093
15	83,377	3,102	2,171
16	86,478	3,217	2,252
17	89,695	3,337	2,336
18	93,032	3,461	2,423
19	96,493	3,590	2,513
20	100,082	3,723	2,606
	TOTAL	$53,805	$37,664

LOCAL CD

Century Bank of Georgia

1.01%

$50,000

6 Month

Bank

2.50x (National Avg. - 0.40%)

$1,000

SCENARIO

Year	Rate 1.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	505	354
2	50,505	510	357
3	51,015	515	361
4	51,530	520	364
5	52,051	526	368
6	52,577	531	372
7	53,108	536	375
8	53,644	542	379
9	54,186	547	383
10	54,733	553	387
11	55,286	558	391
12	55,844	564	395
13	56,408	570	399
14	56,978	575	403
15	57,553	581	407
16	58,135	587	411
17	58,722	593	415
18	59,315	599	419
19	59,914	605	424
20	60,519	611	428
	TOTAL	$11,130	$7,791

LOCAL MONEY MARKET

Century Bank of Georgia

0.91%

$50,000

N.A.

Bank

2.25x (National Avg. - 0.40%)

SCENARIO

Year	Rate 0.91%	Annual Interest	Annual Interest (After Tax)
1	50,000	455	319
2	50,455	459	321
3	50,914	463	324
4	51,377	468	327
5	51,845	472	330
6	52,317	476	333
7	52,793	480	336
8	53,273	485	339
9	53,758	489	342
10	54,247	494	346
11	54,741	498	349
12	55,239	503	352
13	55,742	507	355
14	56,249	512	358
15	56,761	517	362
16	57,277	521	365
17	57,799	526	368
18	58,325	531	372
19	58,855	536	375
20	59,391	540	378
	TOTAL	$9,931	$6,952

LOCAL CD

Century Bank of Georgia

4.75%

$50,000

14 Month

Bank

N.A.

$1,000

SCENARIO

Year	Rate 4.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,375	1,663
2	52,375	2,488	1,741
3	54,863	2,606	1,824
4	57,469	2,730	1,911
5	60,199	2,859	2,002
6	63,058	2,995	2,097
7	66,053	3,138	2,196
8	69,191	3,287	2,301
9	72,477	3,443	2,410
10	75,920	3,606	2,524
11	79,526	3,777	2,644
12	83,304	3,957	2,770
13	87,261	4,145	2,901
14	91,406	4,342	3,039
15	95,747	4,548	3,184
16	100,295	4,764	3,335
17	105,059	4,990	3,493
18	110,050	5,227	3,659
19	115,277	5,476	3,833
20	120,753	5,736	4,015
	TOTAL	$76,488	$53,542

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.
KS StateBank	4.10%	$500	Learn More
Last change: ↓0.10% on September 17.
Bread Savings, a division of Bread Financial	4.10%	$1,500	Learn More
Last change: ↓0.05% on December 8.

Compare Savings vs. CDs Comparison of Deposit Account from Century Bank of Georgia with 0.91% - December 2025

Long-Term Analysis of Century Bank of Georgia with 3.72% APY and Century Bank of Georgia with 1.01% APY and Century Bank of Georgia with 0.91% APY and Century Bank of Georgia with 4.75% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Century Bank of Georgia with 0.91% - December 2025