This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
| Year | Rate 0.52% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 260 | 182 |
| 2 | 50,260 | 261 | 183 |
| 3 | 50,521 | 263 | 184 |
| 4 | 50,784 | 264 | 185 |
| 5 | 51,048 | 265 | 186 |
| 6 | 51,314 | 267 | 187 |
| 7 | 51,580 | 268 | 188 |
| 8 | 51,849 | 270 | 189 |
| 9 | 52,118 | 271 | 190 |
| 10 | 52,389 | 272 | 191 |
| 11 | 52,662 | 274 | 192 |
| 12 | 52,936 | 275 | 193 |
| 13 | 53,211 | 277 | 194 |
| 14 | 53,487 | 278 | 195 |
| 15 | 53,766 | 280 | 196 |
| 16 | 54,045 | 281 | 197 |
| 17 | 54,326 | 282 | 198 |
| 18 | 54,609 | 284 | 199 |
| 19 | 54,893 | 285 | 200 |
| 20 | 55,178 | 287 | 201 |
| TOTAL | $5,465 | $3,826 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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