This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.29% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 645 | 452 |
| 2 | 50,645 | 653 | 457 |
| 3 | 51,298 | 662 | 463 |
| 4 | 51,960 | 670 | 469 |
| 5 | 52,630 | 679 | 475 |
| 6 | 53,309 | 688 | 481 |
| 7 | 53,997 | 697 | 488 |
| 8 | 54,694 | 706 | 494 |
| 9 | 55,399 | 715 | 500 |
| 10 | 56,114 | 724 | 507 |
| 11 | 56,838 | 733 | 513 |
| 12 | 57,571 | 743 | 520 |
| 13 | 58,313 | 752 | 527 |
| 14 | 59,066 | 762 | 533 |
| 15 | 59,828 | 772 | 540 |
| 16 | 60,599 | 782 | 547 |
| 17 | 61,381 | 792 | 554 |
| 18 | 62,173 | 802 | 561 |
| 19 | 62,975 | 812 | 569 |
| 20 | 63,787 | 823 | 576 |
| TOTAL | $14,610 | $10,227 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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