• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Citizens Bank of Newburg with 0.43% - August 2025


Long-Term Analysis of CITY OF BOSTON with 0.95% APY and INDIANA LAKES with 0.90% APY and Citizens Bank of Newburg with 0.43% APY and United Bank with 3.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    CITY OF BOSTON
    0.95%
    -
    $50,000
    18 Month
    Credit Union
    1.64x (National Avg. - 0.58%)
    $50,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 2
    LOCAL CD
    INDIANA LAKES
    0.90%
    -
    $50,000
    24 Month
    Credit Union
    1.36x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 3
    LOCAL MONEY MARKET
    Citizens Bank of Newburg
    0.43%
    -
    $50,000
    N.A.
    Bank
    0.65x (National Avg. - 0.66%)
    $25,000
     
    SCENARIO
    Year Rate
    0.43%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 215 151
    2 50,215 216 151
    3 50,431 217 152
    4 50,648 218 152
    5 50,866 219 153
    6 51,084 220 154
    7 51,304 221 154
    8 51,525 222 155
    9 51,746 223 156
    10 51,969 223 156
    11 52,192 224 157
    12 52,417 225 158
    13 52,642 226 158
    14 52,868 227 159
    15 53,096 228 160
    16 53,324 229 161
    17 53,553 230 161
    18 53,783 231 162
    19 54,015 232 163
    20 54,247 233 163
    TOTAL $4,480 $3,136
  • 4
    LOCAL CD
    United Bank
    3.50%
    -
    $50,000
    20 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    3.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,750 1,225
    2 51,750 1,811 1,268
    3 53,561 1,875 1,312
    4 55,436 1,940 1,358
    5 57,376 2,008 1,406
    6 59,384 2,078 1,455
    7 61,463 2,151 1,506
    8 63,614 2,226 1,559
    9 65,840 2,304 1,613
    10 68,145 2,385 1,670
    11 70,530 2,469 1,728
    12 72,998 2,555 1,788
    13 75,553 2,644 1,851
    14 78,198 2,737 1,916
    15 80,935 2,833 1,983
    16 83,767 2,932 2,052
    17 86,699 3,034 2,124
    18 89,734 3,141 2,198
    19 92,874 3,251 2,275
    20 96,125 3,364 2,355
    TOTAL $49,489 $34,643

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.10% on July 13.

    Last change: ↑0.40% on June 24.
    Early withdrawal penalty is 3 Months' Interest.

    Last change: ↓0.05% on August 2.
    7-Month CD.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on August 1, 2025

    This page was created in 0.0854 seconds.