Compare Savings vs. CDs
Comparison of Deposit Account from Citizens First Bank of The Villages, Florida with 4.24% - October 2026


Long-Term Analysis of Citizens First Bank of The Villages, Florida with 4.24% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    4.24%
    -
    $50,000
    6 Month
    Bank
    10.50x (National Avg. - 0.40%)
    $2,500
     
    SCENARIO
    Year Rate
    4.24%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,120 1,484
    2 52,120 2,210 1,547
    3 54,330 2,304 1,613
    4 56,633 2,401 1,681
    5 59,035 2,503 1,752
    6 61,538 2,609 1,826
    7 64,147 2,720 1,904
    8 66,867 2,835 1,985
    9 69,702 2,955 2,069
    10 72,657 3,081 2,156
    11 75,738 3,211 2,248
    12 78,949 3,347 2,343
    13 82,297 3,489 2,443
    14 85,786 3,637 2,546
    15 89,423 3,792 2,654
    16 93,215 3,952 2,767
    17 97,167 4,120 2,884
    18 101,287 4,295 3,006
    19 105,582 4,477 3,134
    20 110,059 4,666 3,267
    TOTAL $64,725 $45,307

    All calculations are for demonstration purposes only.

    Featured CD Rates

    Advertiser Disclosure
    ONLINE BANKS APY? MIN?

    Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD.

    12-Month

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.10% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.40% on October 11.
    Early Withdrawal Penalty is 180 days interest.