Compare Savings vs. CDs
Comparison of Deposit Account from Citizens State Bank Norwood Young America with 3.17% - October 2025


Long-Term Analysis of Citizens State Bank Norwood Young America with 3.17% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    3.17%
    -
    $50,000
    18 Month
    Bank
    5.49x (National Avg. - 0.58%)
    $500
     
    SCENARIO
    Year Rate
    3.17%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,585 1,110
    2 51,585 1,635 1,145
    3 53,220 1,687 1,181
    4 54,907 1,741 1,218
    5 56,648 1,796 1,257
    6 58,444 1,853 1,297
    7 60,296 1,911 1,338
    8 62,208 1,972 1,380
    9 64,180 2,034 1,424
    10 66,214 2,099 1,469
    11 68,313 2,166 1,516
    12 70,479 2,234 1,564
    13 72,713 2,305 1,613
    14 75,018 2,378 1,665
    15 77,396 2,453 1,717
    16 79,849 2,531 1,772
    17 82,381 2,611 1,828
    18 84,992 2,694 1,886
    19 87,686 2,780 1,946
    20 90,466 2,868 2,007
    TOTAL $43,334 $30,334

    All calculations are for demonstration purposes only.

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