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Comparison of Deposit Account from CLOVERBELT with 1.10% - June 2025

Long-Term Analysis of ADVANCIAL with 4.94% APY and CO-OP with 1.20% APY and CLOVERBELT with 1.10% APY and FIRST COMMUNITY with 4.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

ADVANCIAL

4.94%

$50,000

24 Month

Credit Union

7.47x (National Avg. - 0.66%)

$50,000

SCENARIO

Year	Rate 4.94%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,470	1,729
2	52,470	2,592	1,814
3	55,062	2,720	1,904
4	57,782	2,854	1,998
5	60,637	2,995	2,097
6	63,632	3,143	2,200
7	66,775	3,299	2,309
8	70,074	3,462	2,423
9	73,536	3,633	2,543
10	77,168	3,812	2,668
11	80,981	4,000	2,800
12	84,981	4,198	2,939
13	89,179	4,405	3,084
14	93,584	4,623	3,236
15	98,208	4,851	3,396
16	103,059	5,091	3,564
17	108,150	5,343	3,740
18	113,493	5,607	3,925
19	119,099	5,884	4,118
20	124,983	6,174	4,322
	TOTAL	$81,157	$56,810

LOCAL CD

CO-OP

1.20%

$50,000

48 Month

Credit Union

1.47x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 1.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	600	420
2	50,600	607	425
3	51,207	614	430
4	51,822	622	435
5	52,444	629	441
6	53,073	637	446
7	53,710	645	451
8	54,354	652	457
9	55,007	660	462
10	55,667	668	468
11	56,335	676	473
12	57,011	684	479
13	57,695	692	485
14	58,387	701	490
15	59,088	709	496
16	59,797	718	502
17	60,514	726	508
18	61,240	735	514
19	61,975	744	521
20	62,719	753	527
	TOTAL	$13,472	$9,430

LOCAL CD

CLOVERBELT

1.10%

$50,000

30 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 1.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	550	385
2	50,550	556	389
3	51,106	562	394
4	51,668	568	398
5	52,237	575	402
6	52,811	581	407
7	53,392	587	411
8	53,979	594	416
9	54,573	600	420
10	55,173	607	425
11	55,780	614	430
12	56,394	620	434
13	57,014	627	439
14	57,641	634	444
15	58,276	641	449
16	58,917	648	454
17	59,565	655	459
18	60,220	662	464
19	60,882	670	469
20	61,552	677	474
	TOTAL	$12,229	$8,560

LOCAL CD

FIRST COMMUNITY

4.10%

$50,000

19 Month

Credit Union

N.A.

$100,000

SCENARIO

Year	Rate 4.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,050	1,435
2	52,050	2,134	1,494
3	54,184	2,222	1,555
4	56,406	2,313	1,619
5	58,718	2,407	1,685
6	61,126	2,506	1,754
7	63,632	2,609	1,826
8	66,241	2,716	1,901
9	68,957	2,827	1,979
10	71,784	2,943	2,060
11	74,727	3,064	2,145
12	77,791	3,189	2,233
13	80,980	3,320	2,324
14	84,300	3,456	2,419
15	87,757	3,598	2,519
16	91,355	3,746	2,622
17	95,100	3,899	2,729
18	98,999	4,059	2,841
19	103,058	4,225	2,958
20	107,284	4,399	3,079
	TOTAL	$61,682	$43,178

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from CLOVERBELT with 1.10% - June 2025

Long-Term Analysis of ADVANCIAL with 4.94% APY and CO-OP with 1.20% APY and CLOVERBELT with 1.10% APY and FIRST COMMUNITY with 4.10% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from CLOVERBELT with 1.10% - June 2025