Compare Savings vs. CDs
Comparison of Deposit Account from CNB Bank with 0.61%
- October 2026
Long-Term Analysis of Riverside Bank with 0.25% APY and CNB Bank with 0.61% APY and CNB Bank with 0.22% APY and OHIO VALLEY COMMUNITY with 1.06% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.25%-$50,000N.A.BankN.A.$2,500SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2LOCAL CD0.61%-$50,00036 MonthBank0.80x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 305 214 2 50,305 307 215 3 50,612 309 216 4 50,921 311 217 5 51,231 313 219 6 51,544 314 220 7 51,858 316 221 8 52,174 318 223 9 52,493 320 224 10 52,813 322 226 11 53,135 324 227 12 53,459 326 228 13 53,785 328 230 14 54,113 330 231 15 54,444 332 232 16 54,776 334 234 17 55,110 336 235 18 55,446 338 237 19 55,784 340 238 20 56,124 342 240 TOTAL $6,467 $4,527 - 3LOCAL CD0.22%-$50,0006 MonthBank0.54x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.22%Annual
InterestAnnual Interest
(After Tax)1 50,000 110 77 2 50,110 110 77 3 50,220 110 77 4 50,331 111 78 5 50,441 111 78 6 50,552 111 78 7 50,664 111 78 8 50,775 112 78 9 50,887 112 78 10 50,999 112 79 11 51,111 112 79 12 51,223 113 79 13 51,336 113 79 14 51,449 113 79 15 51,562 113 79 16 51,676 114 80 17 51,789 114 80 18 51,903 114 80 19 52,017 114 80 20 52,132 115 80 TOTAL $2,247 $1,573 - 4LOCAL CD1.06%-$50,00018 MonthCredit Union1.83x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
1.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 530 371 2 50,530 536 375 3 51,066 541 379 4 51,607 547 383 5 52,154 553 387 6 52,707 559 391 7 53,265 565 395 8 53,830 571 399 9 54,401 577 404 10 54,977 583 408 11 55,560 589 412 12 56,149 595 417 13 56,744 601 421 14 57,346 608 426 15 57,954 614 430 16 58,568 621 435 17 59,189 627 439 18 59,816 634 444 19 60,450 641 449 20 61,091 648 453 TOTAL $11,738 $8,217
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.70% |
$500 |
Learn More | |
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Last change: ↑0.66% on April 27. |
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