• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from COLUMBIA COMMUNITY with 2.20% - November 2025


Long-Term Analysis of Unison Bank with 0.35% APY and First Credit Bank with 0.15% APY and HOLYOKE COMMUNITY with 0.70% APY and DELTA COUNTY with 0.10% APY and DELTA COUNTY with 0.01% APY and GRAND JUNCTION with 0.30% APY and AURORA with 0.05% APY and SAN JUAN MOUNTAINS with 0.06% APY and SAN JUAN MOUNTAINS with 0.11% APY and GUADALUPE PARISH with 0.72% APY and MINNEQUA WORKS with 3.34% APY and LINN AREA with 0.65% APY and ROCK VALLEY with 0.10% APY and ADVIA with 0.20% APY and ADVIA with 0.40% APY and MIDWEST AMERICA with 0.24% APY and VIBRANT with 0.35% APY and XCEED FINANCIAL with 0.25% APY and VANTAGE with 0.10% APY and VANTAGE with 0.20% APY and CATHOLIC & COMMUNITY with 0.35% APY and CATHOLIC & COMMUNITY with 0.20% APY and WEOKIE with 0.30% APY and ALLEGIANCE with 0.25% APY and ALLEGIANCE with 0.30% APY and COLUMBIA COMMUNITY with 2.05% APY and COLUMBIA COMMUNITY with 2.20% APY and COLUMBIA COMMUNITY with 1.45% APY and COLUMBIA COMMUNITY with 1.55% APY and TRUE SKY with 0.05% APY and TRUE SKY with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Unison Bank
    0.35%
    -
    $50,000
    12 Month
    Bank
    0.64x (National Avg. - 0.55%)
    $2,500
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 2
    LOCAL MONEY MARKET
    First Credit Bank
    0.15%
    -
    $50,000
    N.A.
    Bank
    0.27x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 3
    LOCAL MONEY MARKET
    HOLYOKE COMMUNITY
    0.70%
    -
    $50,000
    N.A.
    Credit Union
    1.28x (National Avg. - 0.55%)
    $25,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 4
    LOCAL MONEY MARKET
    DELTA COUNTY
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.18x (National Avg. - 0.55%)
    $25,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 5
    LOCAL SAVINGS
    DELTA COUNTY
    0.01%
    -
    $50,000
    N.A.
    Credit Union
    0.05x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 6
    LOCAL MONEY MARKET
    GRAND JUNCTION
    0.30%
    -
    $50,000
    N.A.
    Credit Union
    1.36x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 7
    LOCAL SAVINGS
    AURORA
    0.05%
    -
    $50,000
    N.A.
    Credit Union
    0.23x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 8
    LOCAL MONEY MARKET
    SAN JUAN MOUNTAINS
    0.06%
    -
    $50,000
    N.A.
    Credit Union
    0.27x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.06%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 30 21
    2 50,030 30 21
    3 50,060 30 21
    4 50,090 30 21
    5 50,120 30 21
    6 50,150 30 21
    7 50,180 30 21
    8 50,210 30 21
    9 50,241 30 21
    10 50,271 30 21
    11 50,301 30 21
    12 50,331 30 21
    13 50,361 30 21
    14 50,391 30 21
    15 50,422 30 21
    16 50,452 30 21
    17 50,482 30 21
    18 50,512 30 21
    19 50,543 30 21
    20 50,573 30 21
    TOTAL $603 $422
  • 9
    LOCAL MONEY MARKET
    SAN JUAN MOUNTAINS
    0.11%
    -
    $50,000
    N.A.
    Credit Union
    0.50x (National Avg. - 0.22%)
    $25,000
     
    SCENARIO
    Year Rate
    0.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 55 39
    2 50,055 55 39
    3 50,110 55 39
    4 50,165 55 39
    5 50,220 55 39
    6 50,276 55 39
    7 50,331 55 39
    8 50,386 55 39
    9 50,442 55 39
    10 50,497 56 39
    11 50,553 56 39
    12 50,608 56 39
    13 50,664 56 39
    14 50,720 56 39
    15 50,776 56 39
    16 50,831 56 39
    17 50,887 56 39
    18 50,943 56 39
    19 50,999 56 39
    20 51,055 56 39
    TOTAL $1,112 $778
  • 10
    LOCAL SAVINGS
    GUADALUPE PARISH
    0.72%
    -
    $50,000
    N.A.
    Credit Union
    3.25x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.72%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 359 251
    2 50,359 362 253
    3 50,721 364 255
    4 51,085 367 257
    5 51,452 369 259
    6 51,821 372 260
    7 52,193 375 262
    8 52,568 377 264
    9 52,945 380 266
    10 53,325 383 268
    11 53,708 386 270
    12 54,094 388 272
    13 54,482 391 274
    14 54,873 394 276
    15 55,267 397 278
    16 55,664 400 280
    17 56,064 403 282
    18 56,466 405 284
    19 56,872 408 286
    20 57,280 411 288
    TOTAL $7,692 $5,384
  • 11
    LOCAL CD
    MINNEQUA WORKS
    3.34%
    -
    $50,000
    36 Month
    Credit Union
    4.44x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    3.34%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,671 1,169
    2 51,671 1,726 1,208
    3 53,397 1,784 1,249
    4 55,181 1,844 1,291
    5 57,024 1,905 1,334
    6 58,930 1,969 1,378
    7 60,898 2,035 1,424
    8 62,933 2,103 1,472
    9 65,036 2,173 1,521
    10 67,208 2,245 1,572
    11 69,454 2,320 1,624
    12 71,774 2,398 1,679
    13 74,172 2,478 1,735
    14 76,650 2,561 1,793
    15 79,211 2,646 1,853
    16 81,858 2,735 1,914
    17 84,593 2,826 1,978
    18 87,419 2,921 2,044
    19 90,340 3,018 2,113
    20 93,358 3,119 2,183
    TOTAL $46,477 $32,534
  • 12
    LOCAL CD
    LINN AREA
    0.65%
    -
    $50,000
    18 Month
    Credit Union
    1.13x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 13
    LOCAL SAVINGS
    ROCK VALLEY
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.45x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 14
    LOCAL MONEY MARKET
    ADVIA
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.90x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 15
    N.A.
    ADVIA
    0.40%
    -
    $50,000
    N.A.
    Credit Union
    1.81x (National Avg. - 0.22%)
    $25,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 16
    LOCAL MONEY MARKET
    MIDWEST AMERICA
    0.24%
    -
    $50,000
    N.A.
    Credit Union
    1.09x (National Avg. - 0.22%)
    $25,000
     
    SCENARIO
    Year Rate
    0.24%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 120 84
    2 50,120 120 84
    3 50,240 121 84
    4 50,361 121 85
    5 50,482 121 85
    6 50,603 121 85
    7 50,724 122 85
    8 50,846 122 85
    9 50,968 122 86
    10 51,090 123 86
    11 51,213 123 86
    12 51,336 123 86
    13 51,459 124 86
    14 51,583 124 87
    15 51,706 124 87
    16 51,831 124 87
    17 51,955 125 87
    18 52,080 125 87
    19 52,205 125 88
    20 52,330 126 88
    TOTAL $2,456 $1,719
  • 17
    LOCAL MONEY MARKET
    VIBRANT
    0.35%
    -
    $50,000
    N.A.
    Credit Union
    1.58x (National Avg. - 0.22%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 18
    LOCAL MONEY MARKET
    XCEED FINANCIAL
    0.25%
    -
    $50,000
    N.A.
    Credit Union
    1.13x (National Avg. - 0.22%)
    $25,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 19
    LOCAL MONEY MARKET
    VANTAGE
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.45x (National Avg. - 0.22%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 20
    LOCAL MONEY MARKET
    VANTAGE
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.90x (National Avg. - 0.22%)
    $25,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 21
    LOCAL MONEY MARKET
    CATHOLIC & COMMUNITY
    0.35%
    -
    $50,000
    N.A.
    Credit Union
    1.58x (National Avg. - 0.22%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 22
    LOCAL SAVINGS
    CATHOLIC & COMMUNITY
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.90x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 23
    LOCAL MONEY MARKET
    WEOKIE
    0.30%
    -
    $50,000
    N.A.
    Credit Union
    1.36x (National Avg. - 0.22%)
    $25,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 24
    LOCAL MONEY MARKET
    ALLEGIANCE
    0.25%
    -
    $50,000
    N.A.
    Credit Union
    1.13x (National Avg. - 0.22%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 25
    LOCAL MONEY MARKET
    ALLEGIANCE
    0.30%
    -
    $50,000
    N.A.
    Credit Union
    1.36x (National Avg. - 0.22%)
    $25,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 26
    LOCAL CD
    COLUMBIA COMMUNITY
    2.05%
    -
    $50,000
    24 Month
    Credit Union
    3.11x (National Avg. - 0.66%)
    $0
     
    SCENARIO
    Year Rate
    2.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,025 718
    2 51,025 1,046 732
    3 52,071 1,067 747
    4 53,138 1,089 763
    5 54,228 1,112 778
    6 55,339 1,134 794
    7 56,474 1,158 810
    8 57,632 1,181 827
    9 58,813 1,206 844
    10 60,019 1,230 861
    11 61,249 1,256 879
    12 62,505 1,281 897
    13 63,786 1,308 915
    14 65,094 1,334 934
    15 66,428 1,362 953
    16 67,790 1,390 973
    17 69,180 1,418 993
    18 70,598 1,447 1,013
    19 72,045 1,477 1,034
    20 73,522 1,507 1,055
    TOTAL $25,029 $17,520
  • 27
    LOCAL CD
    COLUMBIA COMMUNITY
    2.20%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    2.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,100 770
    2 51,100 1,124 787
    3 52,224 1,149 804
    4 53,373 1,174 822
    5 54,547 1,200 840
    6 55,747 1,226 859
    7 56,974 1,253 877
    8 58,227 1,281 897
    9 59,508 1,309 916
    10 60,817 1,338 937
    11 62,155 1,367 957
    12 63,523 1,398 978
    13 64,920 1,428 1,000
    14 66,349 1,460 1,022
    15 67,808 1,492 1,044
    16 69,300 1,525 1,067
    17 70,825 1,558 1,091
    18 72,383 1,592 1,115
    19 73,975 1,627 1,139
    20 75,603 1,663 1,164
    TOTAL $27,266 $19,086
  • 28
    LOCAL CD
    COLUMBIA COMMUNITY
    1.45%
    -
    $50,000
    48 Month
    Credit Union
    1.78x (National Avg. - 0.82%)
    $0
     
    SCENARIO
    Year Rate
    1.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 725 508
    2 50,725 736 515
    3 51,461 746 522
    4 52,207 757 530
    5 52,964 768 538
    6 53,732 779 545
    7 54,511 790 553
    8 55,301 802 561
    9 56,103 813 569
    10 56,917 825 578
    11 57,742 837 586
    12 58,579 849 595
    13 59,428 862 603
    14 60,290 874 612
    15 61,164 887 621
    16 62,051 900 630
    17 62,951 913 639
    18 63,864 926 648
    19 64,790 939 658
    20 65,729 953 667
    TOTAL $16,682 $11,678
  • 29
    LOCAL CD
    COLUMBIA COMMUNITY
    1.55%
    -
    $50,000
    60 Month
    Credit Union
    1.68x (National Avg. - 0.92%)
    $0
     
    SCENARIO
    Year Rate
    1.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 775 543
    2 50,775 787 551
    3 51,562 799 559
    4 52,361 812 568
    5 53,173 824 577
    6 53,997 837 586
    7 54,834 850 595
    8 55,684 863 604
    9 56,547 876 614
    10 57,423 890 623
    11 58,314 904 633
    12 59,217 918 643
    13 60,135 932 652
    14 61,067 947 663
    15 62,014 961 673
    16 62,975 976 683
    17 63,951 991 694
    18 64,942 1,007 705
    19 65,949 1,022 716
    20 66,971 1,038 727
    TOTAL $18,009 $12,607
  • 30
    LOCAL SAVINGS
    TRUE SKY
    0.05%
    -
    $50,000
    N.A.
    Credit Union
    0.23x (National Avg. - 0.22%)
    $5
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 31
    LOCAL MONEY MARKET
    TRUE SKY
    0.75%
    -
    $50,000
    N.A.
    Credit Union
    3.39x (National Avg. - 0.22%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑2.35% on September 16.

    Last change: ↑1.66% on April 4.

    Last change: ↑0.66% on February 4.
    No Penalty CD.

    Last change: ↓0.15% on September 23.

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on November 1, 2025

    This page was created in 2.3386 seconds.