This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 100 | 70 |
| 2 | 50,100 | 100 | 70 |
| 3 | 50,200 | 100 | 70 |
| 4 | 50,301 | 101 | 70 |
| 5 | 50,401 | 101 | 71 |
| 6 | 50,502 | 101 | 71 |
| 7 | 50,603 | 101 | 71 |
| 8 | 50,704 | 101 | 71 |
| 9 | 50,806 | 102 | 71 |
| 10 | 50,907 | 102 | 71 |
| 11 | 51,009 | 102 | 71 |
| 12 | 51,111 | 102 | 72 |
| 13 | 51,213 | 102 | 72 |
| 14 | 51,316 | 103 | 72 |
| 15 | 51,418 | 103 | 72 |
| 16 | 51,521 | 103 | 72 |
| 17 | 51,624 | 103 | 72 |
| 18 | 51,727 | 103 | 72 |
| 19 | 51,831 | 104 | 73 |
| 20 | 51,935 | 104 | 73 |
| TOTAL | $2,038 | $1,427 |
| Year | Rate 0.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 276 | 193 |
| 2 | 50,276 | 277 | 194 |
| 3 | 50,553 | 279 | 195 |
| 4 | 50,831 | 280 | 196 |
| 5 | 51,111 | 282 | 197 |
| 6 | 51,393 | 283 | 198 |
| 7 | 51,676 | 285 | 199 |
| 8 | 51,961 | 286 | 200 |
| 9 | 52,247 | 288 | 202 |
| 10 | 52,535 | 289 | 203 |
| 11 | 52,824 | 291 | 204 |
| 12 | 53,115 | 293 | 205 |
| 13 | 53,408 | 294 | 206 |
| 14 | 53,702 | 296 | 207 |
| 15 | 53,998 | 298 | 208 |
| 16 | 54,296 | 299 | 209 |
| 17 | 54,595 | 301 | 211 |
| 18 | 54,896 | 302 | 212 |
| 19 | 55,198 | 304 | 213 |
| 20 | 55,502 | 306 | 214 |
| TOTAL | $5,808 | $4,066 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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