Compare Savings vs. CDs
Comparison of Deposit Account from COMMUNITIES OF ABILENE with 0.35%
- September 2026
Long-Term Analysis of First Farmers State Bank with 0.05% APY and Washington Savings Bank with 1.01% APY and Texas Bank Financial with 0.80% APY and COMMUNITIES OF ABILENE with 0.35% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL SAVINGS0.05%-$50,000N.A.Bank0.21x (National Avg. - 0.23%)$250SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL CD1.01%-$50,00024 MonthBank1.52x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 505 354 2 50,505 510 357 3 51,015 515 361 4 51,530 520 364 5 52,051 526 368 6 52,577 531 372 7 53,108 536 375 8 53,644 542 379 9 54,186 547 383 10 54,733 553 387 11 55,286 558 391 12 55,844 564 395 13 56,408 570 399 14 56,978 575 403 15 57,553 581 407 16 58,135 587 411 17 58,722 593 415 18 59,315 599 419 19 59,914 605 424 20 60,519 611 428 TOTAL $11,130 $7,791 - 3LOCAL CD0.80%-$50,00036 MonthBank1.06x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 400 280 2 50,400 403 282 3 50,803 406 284 4 51,210 410 287 5 51,619 413 289 6 52,032 416 291 7 52,449 420 294 8 52,868 423 296 9 53,291 426 298 10 53,717 430 301 11 54,147 433 303 12 54,580 437 306 13 55,017 440 308 14 55,457 444 311 15 55,901 447 313 16 56,348 451 316 17 56,799 454 318 18 57,253 458 321 19 57,711 462 323 20 58,173 465 326 TOTAL $8,638 $6,047 - 4LOCAL CD0.35%-$50,00012 MonthCredit Union0.64x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 176 123 2 50,176 176 123 3 50,352 177 124 4 50,528 177 124 5 50,706 178 125 6 50,884 179 125 7 51,062 179 125 8 51,242 180 126 9 51,421 180 126 10 51,602 181 127 11 51,783 182 127 12 51,965 182 128 13 52,147 183 128 14 52,330 184 129 15 52,514 184 129 16 52,698 185 129 17 52,883 186 130 18 53,069 186 130 19 53,255 187 131 20 53,442 188 131 TOTAL $3,630 $2,541
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.45% on April 27. |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.43% on April 27. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑0.65% on August 6. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑1.20% on August 6. |
||||
