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Comparison of Deposit Account from COMMUNITY FIRST CREDIT UNION OF FLO with 4.86% - June 2025


Long-Term Analysis of UNISON with 0.75% APY and COMMUNITY FIRST CREDIT UNION OF FLO with 4.86% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    UNISON
    0.75%
    -
    $50,000
    60 Month
    Credit Union
    0.82x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 2
    LOCAL CD
    COMMUNITY FIRST CREDIT UNION OF FLO
    4.86%
    -
    $50,000
    18 Month
    Credit Union
    8.36x (National Avg. - 0.58%)
    $250,000
     
    SCENARIO
    Year Rate
    4.86%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,430 1,701
    2 52,430 2,548 1,784
    3 54,978 2,672 1,870
    4 57,650 2,802 1,961
    5 60,452 2,938 2,057
    6 63,390 3,081 2,157
    7 66,471 3,230 2,261
    8 69,701 3,387 2,371
    9 73,088 3,552 2,486
    10 76,641 3,725 2,607
    11 80,365 3,906 2,734
    12 84,271 4,096 2,867
    13 88,367 4,295 3,006
    14 92,661 4,503 3,152
    15 97,165 4,722 3,306
    16 101,887 4,952 3,466
    17 106,838 5,192 3,635
    18 112,031 5,445 3,811
    19 117,476 5,709 3,997
    20 123,185 5,987 4,191
    TOTAL $79,172 $55,420

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

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    Warning: Early Withdrawal Penalty is 180 days interest.

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    Early Withdrawal Penalty is 6 months interest.

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