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Comparison of Deposit Account from Community National Bank & Trust of Texas with 0.70% - December 2025


Long-Term Analysis of JUSTICE with 0.88% APY and Community National Bank & Trust of Texas with 0.70% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    JUSTICE
    0.88%
    -
    $50,000
    36 Month
    Credit Union
    1.17x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.88%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 442 309
    2 50,442 445 312
    3 50,887 449 315
    4 51,336 453 317
    5 51,790 457 320
    6 52,247 461 323
    7 52,708 465 326
    8 53,174 470 329
    9 53,643 474 332
    10 54,117 478 334
    11 54,595 482 337
    12 55,077 486 340
    13 55,563 491 343
    14 56,054 495 346
    15 56,549 499 350
    16 57,048 504 353
    17 57,552 508 356
    18 58,060 513 359
    19 58,573 517 362
    20 59,090 522 365
    TOTAL $9,611 $6,728
  • 2
    LOCAL CD
    Community National Bank & Trust of Texas
    0.70%
    -
    $50,000
    60 Month
    Bank
    0.76x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↑0.05% on December 1.

    Last change: ↑0.10% on December 1.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↓0.15% on November 26.

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    Last Update on December 12, 2025

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