Compare Savings vs. CDs
Comparison of Deposit Account from Community Partners Savings Bank with 0.72%
- October 2026
Long-Term Analysis of BankChampaign, National Association with 0.75% APY and First State Bank Shannon-Polo with 0.90% APY and Community Partners Savings Bank with 0.72% APY and Community Partners Savings Bank with 0.78% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD0.75%-$50,00024 MonthBank1.13x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
0.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 375 263 2 50,375 378 264 3 50,753 381 266 4 51,133 384 268 5 51,517 386 270 6 51,903 389 272 7 52,293 392 275 8 52,685 395 277 9 53,080 398 279 10 53,478 401 281 11 53,879 404 283 12 54,283 407 285 13 54,690 410 287 14 55,101 413 289 15 55,514 416 291 16 55,930 419 294 17 56,350 423 296 18 56,772 426 298 19 57,198 429 300 20 57,627 432 303 TOTAL $8,059 $5,641 - 2LOCAL CD0.90%-$50,00060 MonthBank0.97x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 3LOCAL CD0.72%-$50,00030 MonthBankN.A.$100,000SCENARIO
Year Rate
0.72%Annual
InterestAnnual Interest
(After Tax)1 50,000 360 252 2 50,360 363 254 3 50,723 365 256 4 51,088 368 257 5 51,456 370 259 6 51,826 373 261 7 52,199 376 263 8 52,575 379 265 9 52,954 381 267 10 53,335 384 269 11 53,719 387 271 12 54,106 390 273 13 54,495 392 275 14 54,888 395 277 15 55,283 398 279 16 55,681 401 281 17 56,082 404 283 18 56,486 407 285 19 56,892 410 287 20 57,302 413 289 TOTAL $7,714 $5,400 - 4LOCAL CD0.78%-$50,00036 MonthBank1.03x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.78%Annual
InterestAnnual Interest
(After Tax)1 50,000 390 273 2 50,390 393 275 3 50,783 396 277 4 51,179 399 279 5 51,578 402 282 6 51,981 405 284 7 52,386 409 286 8 52,795 412 288 9 53,207 415 291 10 53,622 418 293 11 54,040 422 295 12 54,461 425 297 13 54,886 428 300 14 55,314 431 302 15 55,746 435 304 16 56,180 438 307 17 56,619 442 309 18 57,060 445 312 19 57,505 449 314 20 57,954 452 316 TOTAL $8,406 $5,884
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.75% |
$0 |
Learn More | |
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Last change: ↑0.40% on October 11. |
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