• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Community State Bank of Southwestern Indiana with 0.85% - December 2025


Long-Term Analysis of Citizens State Bank with 0.80% APY and Community State Bank of Southwestern Indiana with 0.85% APY and Community State Bank of Southwestern Indiana with 0.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Citizens State Bank
    0.80%
    -
    $50,000
    18 Month
    Bank
    1.38x (National Avg. - 0.58%)
    $1,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 399 279
    2 50,399 402 281
    3 50,800 405 283
    4 51,205 408 286
    5 51,613 411 288
    6 52,025 415 290
    7 52,439 418 293
    8 52,857 421 295
    9 53,278 425 297
    10 53,703 428 300
    11 54,131 431 302
    12 54,562 435 304
    13 54,997 438 307
    14 55,436 442 309
    15 55,877 445 312
    16 56,323 449 314
    17 56,772 452 317
    18 57,224 456 319
    19 57,680 460 322
    20 58,140 463 324
    TOTAL $8,603 $6,022
  • 2
    LOCAL CD
    Community State Bank of Southwestern Indiana
    0.85%
    -
    $50,000
    48 Month
    Bank
    1.04x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 3
    LOCAL MONEY MARKET
    Community State Bank of Southwestern Indiana
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.12x (National Avg. - 0.82%)
    $25,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on December 18, 2025

    This page was created in 0.0831 seconds.