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Comparison of Deposit Account from Concorde Bank with 1.23% - October 2026


Long-Term Analysis of Concorde Bank with 1.23% APY and Cornerstone State Bank with 0.60% APY and Lowry State Bank with 1.72% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Concorde Bank
    1.23%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    1.23%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 615 431
    2 50,615 623 436
    3 51,238 630 441
    4 51,868 638 447
    5 52,506 646 452
    6 53,152 654 458
    7 53,805 662 463
    8 54,467 670 469
    9 55,137 678 475
    10 55,815 687 481
    11 56,502 695 486
    12 57,197 704 492
    13 57,900 712 499
    14 58,612 721 505
    15 59,333 730 511
    16 60,063 739 517
    17 60,802 748 524
    18 61,550 757 530
    19 62,307 766 536
    20 63,073 776 543
    TOTAL $13,849 $9,694
  • 2
    LOCAL CD
    Cornerstone State Bank
    0.60%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 3
    LOCAL CD
    Lowry State Bank
    1.72%
    -
    $50,000
    48 Month
    Bank
    2.09x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.72%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 860 602
    2 50,860 875 612
    3 51,735 890 623
    4 52,625 905 634
    5 53,530 921 644
    6 54,450 937 656
    7 55,387 953 667
    8 56,340 969 678
    9 57,309 986 690
    10 58,294 1,003 702
    11 59,297 1,020 714
    12 60,317 1,037 726
    13 61,354 1,055 739
    14 62,410 1,073 751
    15 63,483 1,092 764
    16 64,575 1,111 777
    17 65,686 1,130 791
    18 66,816 1,149 804
    19 67,965 1,169 818
    20 69,134 1,189 832
    TOTAL $20,323 $14,226

    All calculations are for demonstration purposes only.

    Featured CD Rates

    Advertiser Disclosure
    ONLINE BANKS APY? MIN?

    Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD.

    12-Month

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.10% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.40% on October 11.
    Early Withdrawal Penalty is 180 days interest.

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