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Comparison of Deposit Account from CREDIT UNION OF DODGE CITY with 0.76% - July 2025

Long-Term Analysis of Bank of Montreal Harris with 3.56% APY and CREDIT UNION OF DODGE CITY with 0.76% APY and HAR-CO with 0.07% APY and Chain Bridge Bank, National Association with 0.03% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

ONLINE MONEY MARKET

Bank of Montreal Harris

3.56%

$50,000

N.A.

Online Bank

N.A.

$250,000

SCENARIO

Year	Rate 3.56%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,780	1,246
2	51,780	1,843	1,290
3	53,623	1,909	1,336
4	55,532	1,977	1,384
5	57,509	2,047	1,433
6	59,557	2,120	1,484
7	61,677	2,196	1,537
8	63,873	2,274	1,592
9	66,146	2,355	1,648
10	68,501	2,439	1,707
11	70,940	2,525	1,768
12	73,465	2,615	1,831
13	76,081	2,708	1,896
14	78,789	2,805	1,963
15	81,594	2,905	2,033
16	84,499	3,008	2,106
17	87,507	3,115	2,181
18	90,622	3,226	2,258
19	93,848	3,341	2,339
20	97,189	3,460	2,422
	TOTAL	$50,649	$35,455

LOCAL CD

CREDIT UNION OF DODGE CITY

0.76%

$50,000

12 Month

Credit Union

1.38x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.76%	Annual Interest	Annual Interest (After Tax)
1	50,000	380	266
2	50,380	383	268
3	50,763	386	270
4	51,149	389	272
5	51,537	392	274
6	51,929	395	276
7	52,324	398	278
8	52,721	401	280
9	53,122	404	283
10	53,526	407	285
11	53,933	410	287
12	54,343	413	289
13	54,756	416	291
14	55,172	419	294
15	55,591	422	296
16	56,013	426	298
17	56,439	429	300
18	56,868	432	303
19	57,300	435	305
20	57,736	439	307
	TOTAL	$8,175	$5,722

LOCAL MONEY MARKET

HAR-CO

0.07%

$50,000

N.A.

Credit Union

0.13x (National Avg. - 0.55%)

$25,000

SCENARIO

Year	Rate 0.07%	Annual Interest	Annual Interest (After Tax)
1	50,000	35	25
2	50,035	35	25
3	50,070	35	25
4	50,105	35	25
5	50,140	35	25
6	50,175	35	25
7	50,210	35	25
8	50,246	35	25
9	50,281	35	25
10	50,316	35	25
11	50,351	35	25
12	50,386	35	25
13	50,422	35	25
14	50,457	35	25
15	50,492	35	25
16	50,528	35	25
17	50,563	35	25
18	50,598	35	25
19	50,634	35	25
20	50,669	35	25
	TOTAL	$705	$493

LOCAL CD

Chain Bridge Bank, National Association

0.03%

$50,000

6 Month

Bank

0.07x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.03%	Annual Interest	Annual Interest (After Tax)
1	50,000	15	11
2	50,015	15	11
3	50,030	15	11
4	50,045	15	11
5	50,060	15	11
6	50,075	15	11
7	50,090	15	11
8	50,105	15	11
9	50,120	15	11
10	50,135	15	11
11	50,150	15	11
12	50,165	15	11
13	50,180	15	11
14	50,195	15	11
15	50,210	15	11
16	50,225	15	11
17	50,241	15	11
18	50,256	15	11
19	50,271	15	11
20	50,286	15	11
	TOTAL	$301	$211

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
Rising Bank, a division of Midwest BankCentre	4.51%	$1,000	Learn More
Last change: ↑0.06% on June 24.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from CREDIT UNION OF DODGE CITY with 0.76% - July 2025

Long-Term Analysis of Bank of Montreal Harris with 3.56% APY and CREDIT UNION OF DODGE CITY with 0.76% APY and HAR-CO with 0.07% APY and Chain Bridge Bank, National Association with 0.03% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from CREDIT UNION OF DODGE CITY with 0.76% - July 2025