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Comparison of Deposit Account from Cumberland Security Bank, Inc. with 0.20% - October 2025


Long-Term Analysis of University Bank with 0.60% APY and Citizens Building and Loan, SSB with 0.20% APY and MidFirst Bank with 0.20% APY and Cumberland Security Bank, Inc. with 0.20% APY and Cumberland Security Bank, Inc. with 0.25% APY and Cumberland Security Bank, Inc. with 0.25% APY and Huron Community Bank with 0.38% APY and Huron Community Bank with 0.38% APY and Slovenian Savings and Loan Association of Franklin-Conemaugh with 0.38% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    University Bank
    0.60%
    -
    $50,000
    48 Month
    Bank
    0.74x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    Citizens Building and Loan, SSB
    0.20%
    -
    $50,000
    6 Month
    Bank
    0.49x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 3
    LOCAL CD
    MidFirst Bank
    0.20%
    -
    $50,000
    18 Month
    Bank
    0.35x (National Avg. - 0.58%)
    $1,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 4
    LOCAL CD
    Cumberland Security Bank, Inc.
    0.20%
    -
    $50,000
    12 Month
    Bank
    0.36x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 5
    LOCAL CD
    Cumberland Security Bank, Inc.
    0.25%
    -
    $50,000
    48 Month
    Bank
    0.31x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 6
    LOCAL CD
    Cumberland Security Bank, Inc.
    0.25%
    -
    $50,000
    6 Month
    Bank
    0.62x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 7
    LOCAL CD
    Huron Community Bank
    0.38%
    -
    $50,000
    24 Month
    Bank
    0.58x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.38%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 190 133
    2 50,190 191 134
    3 50,381 191 134
    4 50,572 192 135
    5 50,764 193 135
    6 50,957 194 136
    7 51,151 194 136
    8 51,345 195 137
    9 51,540 196 137
    10 51,736 197 138
    11 51,933 197 138
    12 52,130 198 139
    13 52,328 199 139
    14 52,527 200 140
    15 52,727 200 140
    16 52,927 201 141
    17 53,128 202 141
    18 53,330 203 142
    19 53,533 203 142
    20 53,736 204 143
    TOTAL $3,940 $2,758
  • 8
    LOCAL CD
    Huron Community Bank
    0.38%
    -
    $50,000
    24 Month
    Bank
    0.58x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.38%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 190 133
    2 50,190 191 134
    3 50,381 191 134
    4 50,572 192 135
    5 50,764 193 135
    6 50,957 194 136
    7 51,151 194 136
    8 51,345 195 137
    9 51,540 196 137
    10 51,736 197 138
    11 51,933 197 138
    12 52,130 198 139
    13 52,328 199 139
    14 52,527 200 140
    15 52,727 200 140
    16 52,927 201 141
    17 53,128 202 141
    18 53,330 203 142
    19 53,533 203 142
    20 53,736 204 143
    TOTAL $3,940 $2,758
  • 9
    LOCAL CD
    Slovenian Savings and Loan Association of Franklin-Conemaugh
    0.38%
    -
    $50,000
    18 Month
    Bank
    0.65x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.38%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 188 131
    2 50,188 188 132
    3 50,376 189 132
    4 50,565 190 133
    5 50,754 190 133
    6 50,945 191 134
    7 51,136 192 134
    8 51,327 192 135
    9 51,520 193 135
    10 51,713 194 136
    11 51,907 195 136
    12 52,102 195 137
    13 52,297 196 137
    14 52,493 197 138
    15 52,690 198 138
    16 52,888 198 139
    17 53,086 199 139
    18 53,285 200 140
    19 53,485 201 140
    20 53,685 201 141
    TOTAL $3,887 $2,721

    All calculations are for demonstration purposes only.

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