Compare Savings vs. CDs
Comparison of Deposit Account from DELTA COUNTY with 0.40%
- October 2026
Long-Term Analysis of ALLUS with 0.10% APY and DELTA COUNTY with 1.01% APY and DELTA COUNTY with 1.21% APY and DELTA COUNTY with 0.40% APY and DELTA COUNTY with 1.31% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.10%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD1.01%-$50,00036 MonthCredit Union1.33x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 505 354 2 50,505 510 357 3 51,015 515 361 4 51,530 520 364 5 52,051 526 368 6 52,577 531 372 7 53,108 536 375 8 53,644 542 379 9 54,186 547 383 10 54,733 553 387 11 55,286 558 391 12 55,844 564 395 13 56,408 570 399 14 56,978 575 403 15 57,553 581 407 16 58,135 587 411 17 58,722 593 415 18 59,315 599 419 19 59,914 605 424 20 60,519 611 428 TOTAL $11,130 $7,791 - 3LOCAL CD1.21%-$50,00048 MonthCredit Union1.47x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.21%Annual
InterestAnnual Interest
(After Tax)1 50,000 605 424 2 50,605 612 429 3 51,217 620 434 4 51,837 627 439 5 52,464 635 444 6 53,099 642 450 7 53,742 650 455 8 54,392 658 461 9 55,050 666 466 10 55,716 674 472 11 56,390 682 478 12 57,073 691 483 13 57,763 699 489 14 58,462 707 495 15 59,170 716 501 16 59,885 725 507 17 60,610 733 513 18 61,343 742 520 19 62,086 751 526 20 62,837 760 532 TOTAL $13,597 $9,518 - 4LOCAL CD0.40%-$50,0006 MonthCredit Union0.99x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 5LOCAL CD1.31%-$50,00060 MonthCredit Union1.41x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 655 459 2 50,655 664 465 3 51,319 672 471 4 51,991 681 477 5 52,672 690 483 6 53,362 699 489 7 54,061 708 496 8 54,769 717 502 9 55,487 727 509 10 56,214 736 515 11 56,950 746 522 12 57,696 756 529 13 58,452 766 536 14 59,218 776 543 15 59,993 786 550 16 60,779 796 557 17 61,575 807 565 18 62,382 817 572 19 63,199 828 580 20 64,027 839 587 TOTAL $14,866 $10,406
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.80% on April 27. |
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