This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 6.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 3,085 | 2,160 |
| 2 | 53,085 | 3,275 | 2,293 |
| 3 | 56,360 | 3,477 | 2,434 |
| 4 | 59,838 | 3,692 | 2,584 |
| 5 | 63,530 | 3,920 | 2,744 |
| 6 | 67,450 | 4,162 | 2,913 |
| 7 | 71,611 | 4,418 | 3,093 |
| 8 | 76,030 | 4,691 | 3,284 |
| 9 | 80,721 | 4,980 | 3,486 |
| 10 | 85,701 | 5,288 | 3,701 |
| 11 | 90,989 | 5,614 | 3,930 |
| 12 | 96,603 | 5,960 | 4,172 |
| 13 | 102,563 | 6,328 | 4,430 |
| 14 | 108,891 | 6,719 | 4,703 |
| 15 | 115,610 | 7,133 | 4,993 |
| 16 | 122,743 | 7,573 | 5,301 |
| 17 | 130,316 | 8,041 | 5,628 |
| 18 | 138,357 | 8,537 | 5,976 |
| 19 | 146,894 | 9,063 | 6,344 |
| 20 | 155,957 | 9,623 | 6,736 |
| TOTAL | $115,579 | $80,906 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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