This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.77% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 885 | 620 |
| 2 | 50,885 | 901 | 630 |
| 3 | 51,786 | 917 | 642 |
| 4 | 52,702 | 933 | 653 |
| 5 | 53,635 | 949 | 665 |
| 6 | 54,584 | 966 | 676 |
| 7 | 55,551 | 983 | 688 |
| 8 | 56,534 | 1,001 | 700 |
| 9 | 57,534 | 1,018 | 713 |
| 10 | 58,553 | 1,036 | 725 |
| 11 | 59,589 | 1,055 | 738 |
| 12 | 60,644 | 1,073 | 751 |
| 13 | 61,717 | 1,092 | 765 |
| 14 | 62,810 | 1,112 | 778 |
| 15 | 63,921 | 1,131 | 792 |
| 16 | 65,053 | 1,151 | 806 |
| 17 | 66,204 | 1,172 | 820 |
| 18 | 67,376 | 1,193 | 835 |
| 19 | 68,569 | 1,214 | 850 |
| 20 | 69,782 | 1,235 | 865 |
| TOTAL | $21,018 | $14,712 |
| Year | Rate 3.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,750 | 1,225 |
| 2 | 51,750 | 1,811 | 1,268 |
| 3 | 53,561 | 1,875 | 1,312 |
| 4 | 55,436 | 1,940 | 1,358 |
| 5 | 57,376 | 2,008 | 1,406 |
| 6 | 59,384 | 2,078 | 1,455 |
| 7 | 61,463 | 2,151 | 1,506 |
| 8 | 63,614 | 2,226 | 1,559 |
| 9 | 65,840 | 2,304 | 1,613 |
| 10 | 68,145 | 2,385 | 1,670 |
| 11 | 70,530 | 2,469 | 1,728 |
| 12 | 72,998 | 2,555 | 1,788 |
| 13 | 75,553 | 2,644 | 1,851 |
| 14 | 78,198 | 2,737 | 1,916 |
| 15 | 80,935 | 2,833 | 1,983 |
| 16 | 83,767 | 2,932 | 2,052 |
| 17 | 86,699 | 3,034 | 2,124 |
| 18 | 89,734 | 3,141 | 2,198 |
| 19 | 92,874 | 3,251 | 2,275 |
| 20 | 96,125 | 3,364 | 2,355 |
| TOTAL | $49,489 | $34,643 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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