Compare Savings vs. CDs
Comparison of Deposit Account from DIRECT with 5.05%
- September 2026
Long-Term Analysis of DIRECT with 5.05% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD5.05%-$50,0009 MonthCredit UnionN.A.$100,000SCENARIO
Year Rate
5.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,525 1,768 2 52,525 2,653 1,857 3 55,178 2,786 1,951 4 57,964 2,927 2,049 5 60,891 3,075 2,153 6 63,966 3,230 2,261 7 67,196 3,393 2,375 8 70,590 3,565 2,495 9 74,155 3,745 2,621 10 77,899 3,934 2,754 11 81,833 4,133 2,893 12 85,966 4,341 3,039 13 90,307 4,561 3,192 14 94,868 4,791 3,354 15 99,659 5,033 3,523 16 104,691 5,287 3,701 17 109,978 5,554 3,888 18 115,532 5,834 4,084 19 121,367 6,129 4,290 20 127,496 6,439 4,507 TOTAL $83,934 $58,754
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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