This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 550 | 385 |
| 2 | 50,550 | 556 | 389 |
| 3 | 51,106 | 562 | 394 |
| 4 | 51,668 | 568 | 398 |
| 5 | 52,237 | 575 | 402 |
| 6 | 52,811 | 581 | 407 |
| 7 | 53,392 | 587 | 411 |
| 8 | 53,979 | 594 | 416 |
| 9 | 54,573 | 600 | 420 |
| 10 | 55,173 | 607 | 425 |
| 11 | 55,780 | 614 | 430 |
| 12 | 56,394 | 620 | 434 |
| 13 | 57,014 | 627 | 439 |
| 14 | 57,641 | 634 | 444 |
| 15 | 58,276 | 641 | 449 |
| 16 | 58,917 | 648 | 454 |
| 17 | 59,565 | 655 | 459 |
| 18 | 60,220 | 662 | 464 |
| 19 | 60,882 | 670 | 469 |
| 20 | 61,552 | 677 | 474 |
| TOTAL | $12,229 | $8,560 |
| Year | Rate 1.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 605 | 424 |
| 2 | 50,605 | 612 | 429 |
| 3 | 51,217 | 620 | 434 |
| 4 | 51,837 | 627 | 439 |
| 5 | 52,464 | 635 | 444 |
| 6 | 53,099 | 642 | 450 |
| 7 | 53,742 | 650 | 455 |
| 8 | 54,392 | 658 | 461 |
| 9 | 55,050 | 666 | 466 |
| 10 | 55,716 | 674 | 472 |
| 11 | 56,390 | 682 | 478 |
| 12 | 57,073 | 691 | 483 |
| 13 | 57,763 | 699 | 489 |
| 14 | 58,462 | 707 | 495 |
| 15 | 59,170 | 716 | 501 |
| 16 | 59,885 | 725 | 507 |
| 17 | 60,610 | 733 | 513 |
| 18 | 61,343 | 742 | 520 |
| 19 | 62,086 | 751 | 526 |
| 20 | 62,837 | 760 | 532 |
| TOTAL | $13,597 | $9,518 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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