Compare Savings vs. CDs
Comparison of Deposit Account from EagleBank with 2.33% - December 2025


Long-Term Analysis of EagleBank with 2.33% APY and LORMET COMMUNITY with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    2.33%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $500,000
     
    SCENARIO
    Year Rate
    2.33%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,165 816
    2 51,165 1,192 835
    3 52,357 1,220 854
    4 53,577 1,248 874
    5 54,825 1,277 894
    6 56,103 1,307 915
    7 57,410 1,338 936
    8 58,748 1,369 958
    9 60,117 1,401 981
    10 61,517 1,433 1,003
    11 62,951 1,467 1,027
    12 64,417 1,501 1,051
    13 65,918 1,536 1,075
    14 67,454 1,572 1,100
    15 69,026 1,608 1,126
    16 70,634 1,646 1,152
    17 72,280 1,684 1,179
    18 73,964 1,723 1,206
    19 75,687 1,764 1,234
    20 77,451 1,805 1,263
    TOTAL $29,256 $20,479
  • 2
    LOCAL CD
    0.20%
    -
    $50,000
    12 Month
    Credit Union
    0.36x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.