Compare Savings vs. CDs
Comparison of Deposit Account from ELECTRIC COOPERATIVES with 0.20%
- October 2026
Long-Term Analysis of DESERET FIRST with 0.10% APY and ELECTRIC COOPERATIVES with 0.20% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.10%-$50,000N.A.Credit UnionN.A.$1SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD0.20%-$50,00012 MonthCredit Union0.36x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 101 70 2 50,101 101 70 3 50,201 101 71 4 50,302 101 71 5 50,403 101 71 6 50,505 102 71 7 50,606 102 71 8 50,708 102 71 9 50,810 102 71 10 50,912 102 72 11 51,014 103 72 12 51,117 103 72 13 51,219 103 72 14 51,322 103 72 15 51,426 103 72 16 51,529 104 73 17 51,632 104 73 18 51,736 104 73 19 51,840 104 73 20 51,944 104 73 TOTAL $2,049 $1,434
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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