This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 101 | 70 |
| 2 | 50,101 | 101 | 70 |
| 3 | 50,201 | 101 | 71 |
| 4 | 50,302 | 101 | 71 |
| 5 | 50,403 | 101 | 71 |
| 6 | 50,505 | 102 | 71 |
| 7 | 50,606 | 102 | 71 |
| 8 | 50,708 | 102 | 71 |
| 9 | 50,810 | 102 | 71 |
| 10 | 50,912 | 102 | 72 |
| 11 | 51,014 | 103 | 72 |
| 12 | 51,117 | 103 | 72 |
| 13 | 51,219 | 103 | 72 |
| 14 | 51,322 | 103 | 72 |
| 15 | 51,426 | 103 | 72 |
| 16 | 51,529 | 104 | 73 |
| 17 | 51,632 | 104 | 73 |
| 18 | 51,736 | 104 | 73 |
| 19 | 51,840 | 104 | 73 |
| 20 | 51,944 | 104 | 73 |
| TOTAL | $2,049 | $1,434 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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