Compare Savings vs. CDs
Comparison of Deposit Account from ELEMENTS FINANCIAL with 2.25%
- October 2026
Long-Term Analysis of SOUTHEASTERN with 0.55% APY and ELEMENTS FINANCIAL with 2.25% APY and TRIUS with 1.00% APY and EXPEDITION with 3.50% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.55%-$50,00018 MonthCredit Union0.95x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058 - 2LOCAL CD2.25%-$50,00036 MonthCredit Union2.96x (National Avg. - 0.76%)$1,000SCENARIO
Year Rate
2.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,125 788 2 51,125 1,150 805 3 52,275 1,176 823 4 53,452 1,203 842 5 54,654 1,230 861 6 55,884 1,257 880 7 57,141 1,286 900 8 58,427 1,315 920 9 59,742 1,344 941 10 61,086 1,374 962 11 62,460 1,405 984 12 63,866 1,437 1,006 13 65,302 1,469 1,029 14 66,772 1,502 1,052 15 68,274 1,536 1,075 16 69,810 1,571 1,100 17 71,381 1,606 1,124 18 72,987 1,642 1,150 19 74,629 1,679 1,175 20 76,309 1,717 1,202 TOTAL $28,025 $19,618 - 3LOCAL CD1.00%-$50,00036 MonthCredit Union1.32x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 4LOCAL CD3.50%-$50,00012 MonthCredit Union6.35x (National Avg. - 0.55%)$500SCENARIO
Year Rate
3.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,750 1,225 2 51,750 1,811 1,268 3 53,561 1,875 1,312 4 55,436 1,940 1,358 5 57,376 2,008 1,406 6 59,384 2,078 1,455 7 61,463 2,151 1,506 8 63,614 2,226 1,559 9 65,840 2,304 1,613 10 68,145 2,385 1,670 11 70,530 2,469 1,728 12 72,998 2,555 1,788 13 75,553 2,644 1,851 14 78,198 2,737 1,916 15 80,935 2,833 1,983 16 83,767 2,932 2,052 17 86,699 3,034 2,124 18 89,734 3,141 2,198 19 92,874 3,251 2,275 20 96,125 3,364 2,355 TOTAL $49,489 $34,643
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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