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Comparison of Deposit Account from ESTACADO with 0.71% - December 2025


Long-Term Analysis of TELCOE with 0.85% APY and Kentland Bank with 1.28% APY and Owen County State Bank with 0.45% APY and ESTACADO with 0.71% APY and Elderton State Bank with 0.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    TELCOE
    0.85%
    -
    $50,000
    48 Month
    Credit Union
    1.04x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 2
    LOCAL CD
    Kentland Bank
    1.28%
    -
    $50,000
    60 Month
    Bank
    1.39x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.28%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 640 448
    2 50,640 648 454
    3 51,288 656 460
    4 51,945 665 465
    5 52,610 673 471
    6 53,283 682 477
    7 53,965 691 484
    8 54,656 700 490
    9 55,355 709 496
    10 56,064 718 502
    11 56,782 727 509
    12 57,508 736 515
    13 58,244 746 522
    14 58,990 755 529
    15 59,745 765 535
    16 60,510 775 542
    17 61,284 784 549
    18 62,069 794 556
    19 62,863 805 563
    20 63,668 815 570
    TOTAL $14,483 $10,138
  • 3
    LOCAL CD
    Owen County State Bank
    0.45%
    -
    $50,000
    36 Month
    Bank
    0.60x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 4
    LOCAL CD
    ESTACADO
    0.71%
    -
    $50,000
    24 Month
    Credit Union
    1.08x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.71%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 355 249
    2 50,355 358 250
    3 50,713 360 252
    4 51,073 363 254
    5 51,435 365 256
    6 51,800 368 257
    7 52,168 370 259
    8 52,539 373 261
    9 52,912 376 263
    10 53,287 378 265
    11 53,666 381 267
    12 54,047 384 269
    13 54,430 386 271
    14 54,817 389 272
    15 55,206 392 274
    16 55,598 395 276
    17 55,993 398 278
    18 56,390 400 280
    19 56,791 403 282
    20 57,194 406 284
    TOTAL $7,600 $5,320
  • 5
    LOCAL CD
    Elderton State Bank
    0.40%
    -
    $50,000
    6 Month
    Bank
    0.99x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909

    All calculations are for demonstration purposes only.

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