Compare Savings vs. CDs
Comparison of Deposit Account from EVERGREEN with 0.70%
- September 2026
Long-Term Analysis of Unity Bank with 0.05% APY and KITSAP with 0.62% APY and ARCADIA with 0.65% APY and EVERGREEN with 0.70% APY and NUVISION with 3.05% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.05%-$50,000N.A.BankN.A.$2,500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL CD0.62%-$50,00036 MonthCredit Union0.82x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.62%Annual
InterestAnnual Interest
(After Tax)1 50,000 310 217 2 50,310 312 218 3 50,622 314 220 4 50,936 316 221 5 51,252 318 222 6 51,569 320 224 7 51,889 322 225 8 52,211 324 227 9 52,534 326 228 10 52,860 328 229 11 53,188 330 231 12 53,518 332 232 13 53,850 334 234 14 54,183 336 235 15 54,519 338 237 16 54,857 340 238 17 55,197 342 240 18 55,540 344 241 19 55,884 346 243 20 56,231 349 244 TOTAL $6,579 $4,605 - 3LOCAL CD0.65%-$50,00012 MonthCredit Union1.18x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 325 228 2 50,325 327 229 3 50,652 329 230 4 50,981 331 232 5 51,313 334 233 6 51,646 336 235 7 51,982 338 237 8 52,320 340 238 9 52,660 342 240 10 53,002 345 241 11 53,347 347 243 12 53,693 349 244 13 54,042 351 246 14 54,394 354 247 15 54,747 356 249 16 55,103 358 251 17 55,461 360 252 18 55,822 363 254 19 56,185 365 256 20 56,550 368 257 TOTAL $6,917 $4,842 - 4LOCAL CD0.70%-$50,00012 MonthCredit Union1.27x (National Avg. - 0.55%)$1,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 5LOCAL CD3.05%-$50,00024 MonthCredit Union4.59x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
3.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,525 1,068 2 51,525 1,572 1,100 3 53,097 1,619 1,134 4 54,716 1,669 1,168 5 56,385 1,720 1,204 6 58,105 1,772 1,241 7 59,877 1,826 1,278 8 61,703 1,882 1,317 9 63,585 1,939 1,358 10 65,524 1,998 1,399 11 67,523 2,059 1,442 12 69,582 2,122 1,486 13 71,704 2,187 1,531 14 73,891 2,254 1,578 15 76,145 2,322 1,626 16 78,468 2,393 1,675 17 80,861 2,466 1,726 18 83,327 2,541 1,779 19 85,869 2,619 1,833 20 88,488 2,699 1,889 TOTAL $41,186 $28,830
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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