This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 238 | 166 |
| 2 | 50,238 | 239 | 167 |
| 3 | 50,476 | 240 | 168 |
| 4 | 50,716 | 241 | 169 |
| 5 | 50,957 | 242 | 169 |
| 6 | 51,199 | 243 | 170 |
| 7 | 51,442 | 244 | 171 |
| 8 | 51,686 | 246 | 172 |
| 9 | 51,932 | 247 | 173 |
| 10 | 52,179 | 248 | 173 |
| 11 | 52,426 | 249 | 174 |
| 12 | 52,675 | 250 | 175 |
| 13 | 52,926 | 251 | 176 |
| 14 | 53,177 | 253 | 177 |
| 15 | 53,430 | 254 | 178 |
| 16 | 53,683 | 255 | 178 |
| 17 | 53,938 | 256 | 179 |
| 18 | 54,195 | 257 | 180 |
| 19 | 54,452 | 259 | 181 |
| 20 | 54,711 | 260 | 182 |
| TOTAL | $4,971 | $3,479 |
| Year | Rate 0.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 400 | 280 |
| 2 | 50,400 | 403 | 282 |
| 3 | 50,803 | 406 | 284 |
| 4 | 51,210 | 410 | 287 |
| 5 | 51,619 | 413 | 289 |
| 6 | 52,032 | 416 | 291 |
| 7 | 52,449 | 420 | 294 |
| 8 | 52,868 | 423 | 296 |
| 9 | 53,291 | 426 | 298 |
| 10 | 53,717 | 430 | 301 |
| 11 | 54,147 | 433 | 303 |
| 12 | 54,580 | 437 | 306 |
| 13 | 55,017 | 440 | 308 |
| 14 | 55,457 | 444 | 311 |
| 15 | 55,901 | 447 | 313 |
| 16 | 56,348 | 451 | 316 |
| 17 | 56,799 | 454 | 318 |
| 18 | 57,253 | 458 | 321 |
| 19 | 57,711 | 462 | 323 |
| 20 | 58,173 | 465 | 326 |
| TOTAL | $8,638 | $6,047 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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